KRD Chase

Verify entrepreneur or the consumer and check if it is trustworthy.

What kind of data I will get

By using this integration you will get economic information (i.e. information on the debt of individuals and companies and positive information, i.e. on timely payments) from entities.

In response, you will receive XML based report.

Integration scope

In this integration, you can generate two types of reports. The main difference is that the checked entity is a natural person or a company. The documentation below will describe the data depending on the context of the report.

KRD Chase - SearchConsumer

Input data definition

To get report you have provide some input data:

  • PESEL
  • KRD Chase authorization consent issue date
{
    "pesel": "07061552938",
    "authorizationDate": "2022-05-16T12:33:33"
}

Output data

In the response from KRD Chase SearchConsumer you will find detailed information about the person status and liabilities.

<s:Envelope xmlns:s="http://www.w3.org/2003/05/soap-envelope" xmlns:a="http://www.w3.org/2005/08/addressing">
   <s:Header>
      <a:Action s:mustUnderstand="1">http://krd.pl/Chase3.1/ISearch/SearchConsumerResponse</a:Action>
      <h:Authorization xmlns:h="http://krd.pl/Authorization/Response" xmlns="http://krd.pl/Authorization/Response" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
         <Ticket>XXXXXX</Ticket>
         <TicketExpirationDate>2022-05-18T17:34:55+02:00</TicketExpirationDate>
         <ShouldChangePassword>false</ShouldChangePassword>
         <PasswordExpirationDate>XXXXXX</PasswordExpirationDate>
      </h:Authorization>
   </s:Header>
   <s:Body xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
      <InformationDisclosureResponse xmlns="http://krd.pl/Chase3.1/Dto">
         <DisclosureReport>
            <Number>U1/0000375880/2022</Number>
            <Created>2022-05-17T17:34:55+02:00</Created>
            <SearchCriterion>
               <ConsumerIdentityNumber>
                  <Pesel>55041138601</Pesel>
               </ConsumerIdentityNumber>
               <AuthorizationDate>2022-05-16T00:00:00+02:00</AuthorizationDate>
               <AuthorizationDateSpecified>true</AuthorizationDateSpecified>
               <ActAuthorizationDateSpecified>false</ActAuthorizationDateSpecified>
               <SearchType>RegularSearch</SearchType>
               <SearchCriterionType>Pesel</SearchCriterionType>
            </SearchCriterion>
            <Requester>
               <LegalPerson>
                  <Name>TransactionLink sp. z o.o.</Name>
                  <IdentityNumber>
                     <TaxId>5252812929</TaxId>
                  </IdentityNumber>
                  <SeatAddress>
                     <Line>Rynek Nowego Miasta 9/9, Warszawa</Line>
                     <Line>00-229 Warszawa</Line>
                     <Line>PL</Line>
                  </SeatAddress>
               </LegalPerson>
               <LoginFullName>Piotr Szaciłło</LoginFullName>
            </Requester>
            <Summary>
               <InformationCount>1</InformationCount>
               <OInformationCount>1</OInformationCount>
               <DInformationCount>0</DInformationCount>
               <DebtorsCount>1</DebtorsCount>
               <CreditorsCount>1</CreditorsCount>
               <TotalArrears>
                  <Amount>1250</Amount>
                  <Currency>PLN</Currency>
               </TotalArrears>
            </Summary>
            <PositiveInformationSummary>
               <ProvidersCount>0</ProvidersCount>
               <PaidObligationsCount>0</PaidObligationsCount>
               <AveragePaidDebt>0</AveragePaidDebt>
               <AveragePaymentTimeInDays>0</AveragePaymentTimeInDays>
               <SumPaidDebt>0</SumPaidDebt>
            </PositiveInformationSummary>
            <Report>
               <ObligationInformations>
                  <ObligationInformation category="0">
                     <Debtor>
                        <Consumer>
                           <FirstName>Dionizy</FirstName>
                           <Surname>Kielnar</Surname>
                           <IdentityNumber>
                              <Pesel>55041138601</Pesel>
                           </IdentityNumber>
                           <Address>
                              <Line>Aleja Zakonów Polskich 6B/10</Line>
                              <Line>61-110 Poznań</Line>
                              <Line>PL</Line>
                           </Address>
                        </Consumer>
                     </Debtor>
                     <Provider category="0">
                        <LegalPerson>
                           <Name>TransactionLink sp. z o.o.</Name>
                           <IdentityNumber>
                              <TaxId>5252812929</TaxId>
                           </IdentityNumber>
                           <SeatAddress>
                              <Line>ul. Rynek Nowego Miasta 9/9, Warszawa</Line>
                              <Line>00-229 Warszawa</Line>
                              <Line>PL</Line>
                           </SeatAddress>
                        </LegalPerson>
                     </Provider>
                     <Title>Pożyczka</Title>
                     <Type>Other</Type>
                     <CustomType>Inne</CustomType>
                     <PaymentDate>2018-01-02T00:00:00+01:00</PaymentDate>
                     <NoObjections>true</NoObjections>
                     <CallSent>2018-02-03T00:00:00+01:00</CallSent>
                     <Arrears>
                        <Amount>1250</Amount>
                        <Currency>PLN</Currency>
                     </Arrears>
                  </ObligationInformation>
               </ObligationInformations>
            </Report>
         </DisclosureReport>
      </InformationDisclosureResponse>
   </s:Body>
</s:Envelope>

KRD Chase - SearchNonConsumer

Input data definition

To get report you have provide some input data:

  • NIP
{
    "nip": "5225145009"
}

Output data

In the response from KRD Chase SearchNonConsumer you will find detailed information about the company status and liabilities.

<s:Envelope xmlns:s="http://www.w3.org/2003/05/soap-envelope" xmlns:a="http://www.w3.org/2005/08/addressing">
   <s:Header>
      <a:Action s:mustUnderstand="1">http://krd.pl/Chase3.1/ISearch/SearchNonConsumerResponse</a:Action>
      <h:Authorization xmlns:h="http://krd.pl/Authorization/Response" xmlns="http://krd.pl/Authorization/Response" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
         <Ticket>XXXXXX</Ticket>
         <TicketExpirationDate>2022-05-18T17:39:45+02:00</TicketExpirationDate>
         <ShouldChangePassword>false</ShouldChangePassword>
         <PasswordExpirationDate>XXXXXX</PasswordExpirationDate>
      </h:Authorization>
   </s:Header>
   <s:Body xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
      <InformationDisclosureResponse xmlns="http://krd.pl/Chase3.1/Dto">
         <DisclosureReport>
            <Number>U1/0000375888/2022</Number>
            <Created>2022-05-17T17:39:46+02:00</Created>
            <SearchCriterion>
               <NonConsumerIdentityNumber>
                  <TaxId>5225145009</TaxId>
               </NonConsumerIdentityNumber>
               <AuthorizationDateSpecified>false</AuthorizationDateSpecified>
               <ActAuthorizationDateSpecified>false</ActAuthorizationDateSpecified>
               <SearchType>RegularSearch</SearchType>
               <SearchCriterionType>TaxId</SearchCriterionType>
            </SearchCriterion>
            <Requester>
               <LegalPerson>
                  <Name>TransactionLink sp. z o.o.</Name>
                  <IdentityNumber>
                     <TaxId>5252812929</TaxId>
                  </IdentityNumber>
                  <SeatAddress>
                     <Line>Rynek Nowego Miasta 9/9, Warszawa</Line>
                     <Line>00-229 Warszawa</Line>
                     <Line>PL</Line>
                  </SeatAddress>
               </LegalPerson>
               <LoginFullName>Piotr Szaciłło</LoginFullName>
            </Requester>
            <Summary>
               <InformationCount>1</InformationCount>
               <OInformationCount>1</OInformationCount>
               <DInformationCount>0</DInformationCount>
               <DebtorsCount>1</DebtorsCount>
               <CreditorsCount>1</CreditorsCount>
               <TotalArrears>
                  <Amount>800000</Amount>
                  <Currency>PLN</Currency>
               </TotalArrears>
            </Summary>
            <PositiveInformationSummary>
               <ProvidersCount>1</ProvidersCount>
               <PaidObligationsCount>1</PaidObligationsCount>
               <AveragePaidDebt>800000.00</AveragePaidDebt>
               <AveragePaymentTimeInDays>24</AveragePaymentTimeInDays>
               <SumPaidDebt>800000.0000</SumPaidDebt>
            </PositiveInformationSummary>
            <Report>
               <ObligationInformations>
                  <ObligationInformation category="0">
                     <Debtor>
                        <LegalPerson>
                           <Name>PHU Kostex</Name>
                           <IdentityNumber>
                              <TaxId>5225145009</TaxId>
                           </IdentityNumber>
                           <SeatAddress>
                              <Line>Świętojańska 14</Line>
                              <Line>70-400 Szczecin</Line>
                              <Line>PL</Line>
                           </SeatAddress>
                        </LegalPerson>
                     </Debtor>
                     <Provider category="0">
                        <LegalPerson>
                           <Name>TransactionLink sp. z o.o.</Name>
                           <IdentityNumber>
                              <TaxId>5252812929</TaxId>
                           </IdentityNumber>
                           <SeatAddress>
                              <Line>ul. Rynek Nowego Miasta 9/9, Warszawa</Line>
                              <Line>00-229 Warszawa</Line>
                              <Line>PL</Line>
                           </SeatAddress>
                        </LegalPerson>
                     </Provider>
                     <Title>Faktura VAT</Title>
                     <Type>Invoice</Type>
                     <PaymentDate>2018-04-15T00:00:00+02:00</PaymentDate>
                     <NoObjections>true</NoObjections>
                     <CallSent>2018-04-15T00:00:00+02:00</CallSent>
                     <Arrears>
                        <Amount>800000</Amount>
                        <Currency>PLN</Currency>
                     </Arrears>
                  </ObligationInformation>
               </ObligationInformations>
               <PaidObligationInformations>
                  <PaidObligationInformation>
                     <Provider category="0">
                        <LegalPerson>
                           <IdentityNumber>
                              <TaxId>5252812929</TaxId>
                           </IdentityNumber>
                           <Name>TransactionLink sp. z o.o.</Name>
                           <SeatAddress>
                              <Line>ul. Rynek Nowego Miasta 9/9, Warszawa</Line>
                              <Line>00-229 Warszawa</Line>
                              <Line>PL</Line>
                           </SeatAddress>
                        </LegalPerson>
                     </Provider>
                     <ShowProvider>true</ShowProvider>
                     <PaidObligationsForSubjects>
                        <PaidObligationsForSubject>
                           <Subject>
                              <LegalPerson>
                                 <IdentityNumber>
                                    <TaxId>5225145009</TaxId>
                                 </IdentityNumber>
                                 <Name>PHU Kostex</Name>
                                 <SeatAddress>
                                    <Line>Świętojańska 14</Line>
                                    <Line>70-400 Szczecin</Line>
                                    <Line>PL</Line>
                                 </SeatAddress>
                              </LegalPerson>
                           </Subject>
                           <PaidObligations>
                              <PaidObligation category="0">
                                 <Currency>PLN</Currency>
                                 <TotalDebt>800000.0000</TotalDebt>
                                 <PaidDebt>800000.0000</PaidDebt>
                                 <DueDate>2021-11-01T00:00:00+01:00</DueDate>
                                 <PaidDate>2021-11-25T00:00:00+01:00</PaidDate>
                                 <Reason>Invoice</Reason>
                                 <IsSumOfInstalments>false</IsSumOfInstalments>
                                 <TotalDebtPLN>800000.0000</TotalDebtPLN>
                                 <PaidDebtPLN>800000.0000</PaidDebtPLN>
                              </PaidObligation>
                           </PaidObligations>
                        </PaidObligationsForSubject>
                     </PaidObligationsForSubjects>
                  </PaidObligationInformation>
               </PaidObligationInformations>
            </Report>
         </DisclosureReport>
      </InformationDisclosureResponse>
   </s:Body>
</s:Envelope>