KRD Chase

Verify entrepreneur or the consumer and check if it is trustworthy.

What kind of data I will get

By using this integration you will get economic information (i.e. information on the debt of individuals and companies and positive information, i.e. on timely payments) from entities.

In response, you will receive XML based report.

Integration scope

In this integration, you can generate two types of reports. The main difference is that the checked entity is a natural person or a company. The documentation below will describe the data depending on the context of the report.

KRD Chase - SearchConsumer

Input data definition

To get report you have provide some input data:

  • PESEL
  • KRD Chase authorization consent issue date
{
    "pesel": "07061552938",
    "authorizationDate": "2022-05-16T12:33:33"
}

Output data

In the response from KRD Chase SearchConsumer you will find detailed information about the person status and liabilities.

{
  "krd" : {
    "personalReport" : {
      "disclosureReport" : {
        "number" : "U1/0000606643/2022",
        "created" : "2022-08-05T08:48:10.000+00:00",
        "searchCriterion" : {
          "consumerIdentityNumber" : {
            "pesel" : "98072831138"
          },
          "authorizationDate" : "2022-08-04T22:00:00.000+00:00",
          "authorizationDateSpecified" : true,
          "actAuthorizationDateSpecified" : false,
          "searchType" : "REGULAR_SEARCH",
          "searchCriterionType" : "PESEL"
        },
        "requester" : {
          "legalPerson" : {
            "name" : "Sample company sp. z o.o.",
            "identityNumber" : {
              "taxId" : "5252812929"
            },
            "seatAddress" : {
              "line" : [ "Rynek Nowego Miasta 9/9, Warszawa", "00-229 Warszawa", "PL" ]
            }
          },
          "loginFullName" : "Jan Kowalski"
        },
        "summary" : {
          "informationCount" : 1,
          "debtorsCount" : 1,
          "creditorsCount" : 1,
          "totalArrears" : {
            "amount" : 624.3,
            "currency" : "PLN"
          },
          "oinformationCount" : 1,
          "dinformationCount" : 0
        },
        "positiveInformationSummary" : {
          "providersCount" : 0,
          "paidObligationsCount" : 0,
          "averagePaidDebt" : 0,
          "averagePaymentTimeInDays" : 0,
          "sumPaidDebt" : 0
        },
        "report" : {
          "obligationInformations" : {
            "obligationInformation" : [ {
              "debtor" : {
                "consumer" : {
                  "firstName" : "Konstanty",
                  "surname" : "Makuszewski",
                  "identityNumber" : {
                    "pesel" : "98072831138"
                  },
                  "address" : {
                    "line" : [ "Kasztanowa 15A", "61-120 Poznań", "PL" ]
                  }
                }
              },
              "provider" : {
                "legalPerson" : {
                  "name" : "Sample company sp. z o.o.",
                  "identityNumber" : {
                    "taxId" : "5252812929"
                  },
                  "seatAddress" : {
                    "line" : [ "ul. Rynek Nowego Miasta 9/9, Warszawa", "00-229 Warszawa", "PL" ]
                  }
                },
                "category" : 0
              },
              "title" : "Pożyczka",
              "type" : "OTHER",
              "customType" : "Inne",
              "paymentDate" : "2017-12-31T23:00:00.000+00:00",
              "noObjections" : true,
              "callSent" : "2018-02-01T23:00:00.000+00:00",
              "arrears" : {
                "amount" : 624.3,
                "currency" : "PLN"
              },
              "category" : 0
            } ]
          }
        }
      }
    }
  },
  "rawResponses" : {
    "krd" : {
      "personalReport" : "<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><ns3:InformationDisclosureResponse xmlns=\"http://krd.pl/Authorization\" xmlns:ns6=\"http://krd.pl/Rastin/Fault\" xmlns:ns5=\"http://krd.pl/Rastin/Dto\" xmlns:ns7=\"http://krd.pl/Chase3.1/Fault\" xmlns:ns2=\"http://krd.pl/Authorization/Response\" xmlns:ns4=\"http://krd.pl/Faults\" xmlns:ns3=\"http://krd.pl/Chase3.1/Dto\"><ns3:DisclosureReport><ns3:Number>U1/0000606643/2022</ns3:Number><ns3:Created>2022-08-05T10:48:10+02:00</ns3:Created><ns3:SearchCriterion><ns3:ConsumerIdentityNumber><ns3:Pesel>98072831138</ns3:Pesel></ns3:ConsumerIdentityNumber><ns3:AuthorizationDate>2022-08-05T00:00:00+02:00</ns3:AuthorizationDate><ns3:AuthorizationDateSpecified>true</ns3:AuthorizationDateSpecified><ns3:ActAuthorizationDateSpecified>false</ns3:ActAuthorizationDateSpecified><ns3:SearchType>RegularSearch</ns3:SearchType><ns3:SearchCriterionType>Pesel</ns3:SearchCriterionType></ns3:SearchCriterion><ns3:Requester><ns3:LegalPerson><ns3:Name>Sample company sp. z o.o.</ns3:Name><ns3:IdentityNumber><ns3:TaxId>5252812929</ns3:TaxId></ns3:IdentityNumber><ns3:SeatAddress><ns3:Line>Rynek Nowego Miasta 9/9, Warszawa</ns3:Line><ns3:Line>00-229 Warszawa</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson><ns3:LoginFullName>Jan Kowalski</ns3:LoginFullName></ns3:Requester><ns3:Summary><ns3:InformationCount>1</ns3:InformationCount><ns3:OInformationCount>1</ns3:OInformationCount><ns3:DInformationCount>0</ns3:DInformationCount><ns3:DebtorsCount>1</ns3:DebtorsCount><ns3:CreditorsCount>1</ns3:CreditorsCount><ns3:TotalArrears><ns3:Amount>624.3</ns3:Amount><ns3:Currency>PLN</ns3:Currency></ns3:TotalArrears></ns3:Summary><ns3:PositiveInformationSummary><ns3:ProvidersCount>0</ns3:ProvidersCount><ns3:PaidObligationsCount>0</ns3:PaidObligationsCount><ns3:AveragePaidDebt>0</ns3:AveragePaidDebt><ns3:AveragePaymentTimeInDays>0</ns3:AveragePaymentTimeInDays><ns3:SumPaidDebt>0</ns3:SumPaidDebt></ns3:PositiveInformationSummary><ns3:Report><ns3:ObligationInformations><ns3:ObligationInformation category=\"0\"><ns3:Debtor><ns3:Consumer><ns3:FirstName>Konstanty</ns3:FirstName><ns3:Surname>Makuszewski</ns3:Surname><ns3:IdentityNumber><ns3:Pesel>98072831138</ns3:Pesel></ns3:IdentityNumber><ns3:Address><ns3:Line>Kasztanowa 15A</ns3:Line><ns3:Line>61-120 Poznań</ns3:Line><ns3:Line>PL</ns3:Line></ns3:Address></ns3:Consumer></ns3:Debtor><ns3:Provider category=\"0\"><ns3:LegalPerson><ns3:Name>Sample Company sp. z o.o.</ns3:Name><ns3:IdentityNumber><ns3:TaxId>5252812929</ns3:TaxId></ns3:IdentityNumber><ns3:SeatAddress><ns3:Line>ul. Rynek Nowego Miasta 9/9, Warszawa</ns3:Line><ns3:Line>00-229 Warszawa</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson></ns3:Provider><ns3:Title>Pożyczka</ns3:Title><ns3:Type>Other</ns3:Type><ns3:CustomType>Inne</ns3:CustomType><ns3:PaymentDate>2018-01-01T00:00:00+01:00</ns3:PaymentDate><ns3:NoObjections>true</ns3:NoObjections><ns3:CallSent>2018-02-02T00:00:00+01:00</ns3:CallSent><ns3:Arrears><ns3:Amount>624.3</ns3:Amount><ns3:Currency>PLN</ns3:Currency></ns3:Arrears></ns3:ObligationInformation></ns3:ObligationInformations></ns3:Report></ns3:DisclosureReport></ns3:InformationDisclosureResponse>"
    }
  }
}

KRD Chase - SearchNonConsumer

Input data definition

To get report you have provide some input data:

  • NIP
{
    "nip": "5225145009"
}

Output data

In the response from KRD Chase SearchNonConsumer you will find detailed information about the company status and liabilities.

{
  "krd" : {
    "companyReport" : {
      "disclosureReport" : {
        "number" : "U1/0000606670/2022",
        "created" : "2022-08-05T08:54:42.000+00:00",
        "searchCriterion" : {
          "nonConsumerIdentityNumber" : {
            "taxId" : "3379102411"
          },
          "authorizationDateSpecified" : false,
          "actAuthorizationDateSpecified" : false,
          "searchType" : "REGULAR_SEARCH",
          "searchCriterionType" : "TAX_ID"
        },
        "requester" : {
          "legalPerson" : {
            "name" : "Sample Company sp. z o.o.",
            "identityNumber" : {
              "taxId" : "5252812929"
            },
            "seatAddress" : {
              "line" : [ "Rynek Nowego Miasta 9/9, Warszawa", "00-229 Warszawa", "PL" ]
            }
          },
          "loginFullName" : "Jan Kowalski"
        },
        "summary" : {
          "informationCount" : 1,
          "debtorsCount" : 1,
          "creditorsCount" : 1,
          "totalArrears" : {
            "amount" : 976.32,
            "currency" : "PLN"
          },
          "oinformationCount" : 1,
          "dinformationCount" : 0
        },
        "positiveInformationSummary" : {
          "providersCount" : 1,
          "paidObligationsCount" : 1,
          "averagePaidDebt" : 976.32,
          "averagePaymentTimeInDays" : 24,
          "sumPaidDebt" : 976.3200
        },
        "report" : {
          "obligationInformations" : {
            "obligationInformation" : [ {
              "debtor" : {
                "legalPerson" : {
                  "name" : "Onixy TAXI",
                  "identityNumber" : {
                    "taxId" : "3379102411"
                  },
                  "seatAddress" : {
                    "line" : [ "Maślana 19C/9", "51-003 Wrocław", "PL" ]
                  }
                }
              },
              "provider" : {
                "legalPerson" : {
                  "name" : "Sample Company sp. z o.o.",
                  "identityNumber" : {
                    "taxId" : "5252812929"
                  },
                  "seatAddress" : {
                    "line" : [ "ul. Rynek Nowego Miasta 9/9, Warszawa", "00-229 Warszawa", "PL" ]
                  }
                },
                "category" : 0
              },
              "title" : "Umowa sprzedaży",
              "type" : "CONTRACT",
              "paymentDate" : "2018-07-03T22:00:00.000+00:00",
              "proceedings" : "postępowanie egzekucyjne",
              "objections" : "Kwestionowanie całości zobowiązania",
              "noObjections" : false,
              "callSent" : "2018-07-03T22:00:00.000+00:00",
              "arrears" : {
                "amount" : 976.32,
                "currency" : "PLN"
              },
              "category" : 0
            } ]
          },
          "paidObligationInformations" : {
            "paidObligationInformation" : [ {
              "provider" : {
                "legalPerson" : {
                  "identityNumber" : {
                    "taxId" : "5252812929"
                  },
                  "name" : "Sample Company sp. z o.o.",
                  "seatAddress" : {
                    "line" : [ "ul. Rynek Nowego Miasta 9/9, Warszawa", "00-229 Warszawa", "PL" ]
                  }
                },
                "category" : 0
              },
              "showProvider" : true,
              "paidObligationsForSubjects" : {
                "paidObligationsForSubject" : [ {
                  "subject" : {
                    "legalPerson" : {
                      "identityNumber" : {
                        "taxId" : "3379102411"
                      },
                      "name" : "Onixy TAXI",
                      "seatAddress" : {
                        "line" : [ "Maœlana 19C/9", "51-003 Wrocław", "PL" ]
                      }
                    }
                  },
                  "paidObligations" : {
                    "paidObligation" : [ {
                      "currency" : "PLN",
                      "totalDebt" : 976.3200,
                      "paidDebt" : 976.3200,
                      "dueDate" : "2021-10-31T23:00:00.000+00:00",
                      "paidDate" : "2021-11-24T23:00:00.000+00:00",
                      "reason" : "Invoice",
                      "isSumOfInstalments" : false,
                      "totalDebtPLN" : 976.3200,
                      "paidDebtPLN" : 976.3200,
                      "category" : 0
                    } ]
                  }
                } ]
              }
            } ]
          }
        }
      }
    }
  },
  "rawResponses" : {
    "krd" : {
      "companyReport" : "<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><ns3:InformationDisclosureResponse xmlns=\"http://krd.pl/Authorization\" xmlns:ns6=\"http://krd.pl/Rastin/Fault\" xmlns:ns5=\"http://krd.pl/Rastin/Dto\" xmlns:ns7=\"http://krd.pl/Chase3.1/Fault\" xmlns:ns2=\"http://krd.pl/Authorization/Response\" xmlns:ns4=\"http://krd.pl/Faults\" xmlns:ns3=\"http://krd.pl/Chase3.1/Dto\"><ns3:DisclosureReport><ns3:Number>U1/0000606670/2022</ns3:Number><ns3:Created>2022-08-05T10:54:42+02:00</ns3:Created><ns3:SearchCriterion><ns3:NonConsumerIdentityNumber><ns3:TaxId>3379102411</ns3:TaxId></ns3:NonConsumerIdentityNumber><ns3:AuthorizationDateSpecified>false</ns3:AuthorizationDateSpecified><ns3:ActAuthorizationDateSpecified>false</ns3:ActAuthorizationDateSpecified><ns3:SearchType>RegularSearch</ns3:SearchType><ns3:SearchCriterionType>TaxId</ns3:SearchCriterionType></ns3:SearchCriterion><ns3:Requester><ns3:LegalPerson><ns3:Name>Sample Company sp. z o.o.</ns3:Name><ns3:IdentityNumber><ns3:TaxId>5252812929</ns3:TaxId></ns3:IdentityNumber><ns3:SeatAddress><ns3:Line>Rynek Nowego Miasta 9/9, Warszawa</ns3:Line><ns3:Line>00-229 Warszawa</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson><ns3:LoginFullName>Jan Kowalski</ns3:LoginFullName></ns3:Requester><ns3:Summary><ns3:InformationCount>1</ns3:InformationCount><ns3:OInformationCount>1</ns3:OInformationCount><ns3:DInformationCount>0</ns3:DInformationCount><ns3:DebtorsCount>1</ns3:DebtorsCount><ns3:CreditorsCount>1</ns3:CreditorsCount><ns3:TotalArrears><ns3:Amount>976.32</ns3:Amount><ns3:Currency>PLN</ns3:Currency></ns3:TotalArrears></ns3:Summary><ns3:PositiveInformationSummary><ns3:ProvidersCount>1</ns3:ProvidersCount><ns3:PaidObligationsCount>1</ns3:PaidObligationsCount><ns3:AveragePaidDebt>976.32</ns3:AveragePaidDebt><ns3:AveragePaymentTimeInDays>24</ns3:AveragePaymentTimeInDays><ns3:SumPaidDebt>976.3200</ns3:SumPaidDebt></ns3:PositiveInformationSummary><ns3:Report><ns3:ObligationInformations><ns3:ObligationInformation category=\"0\"><ns3:Debtor><ns3:LegalPerson><ns3:Name>Onixy TAXI</ns3:Name><ns3:IdentityNumber><ns3:TaxId>3379102411</ns3:TaxId></ns3:IdentityNumber><ns3:SeatAddress><ns3:Line>Maślana 19C/9</ns3:Line><ns3:Line>51-003 Wrocław</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson></ns3:Debtor><ns3:Provider category=\"0\"><ns3:LegalPerson><ns3:Name>Sample Company sp. z o.o.</ns3:Name><ns3:IdentityNumber><ns3:TaxId>5252812929</ns3:TaxId></ns3:IdentityNumber><ns3:SeatAddress><ns3:Line>ul. Rynek Nowego Miasta 9/9, Warszawa</ns3:Line><ns3:Line>00-229 Warszawa</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson></ns3:Provider><ns3:Title>Umowa sprzedaży</ns3:Title><ns3:Type>Contract</ns3:Type><ns3:PaymentDate>2018-07-04T00:00:00+02:00</ns3:PaymentDate><ns3:Proceedings>postępowanie egzekucyjne</ns3:Proceedings><ns3:Objections>Kwestionowanie całości zobowiązania</ns3:Objections><ns3:NoObjections>false</ns3:NoObjections><ns3:CallSent>2018-07-04T00:00:00+02:00</ns3:CallSent><ns3:Arrears><ns3:Amount>976.32</ns3:Amount><ns3:Currency>PLN</ns3:Currency></ns3:Arrears></ns3:ObligationInformation></ns3:ObligationInformations><ns3:PaidObligationInformations><ns3:PaidObligationInformation><ns3:Provider category=\"0\"><ns3:LegalPerson><ns3:IdentityNumber><ns3:TaxId>5252812929</ns3:TaxId></ns3:IdentityNumber><ns3:Name>Sample Company sp. z o.o.</ns3:Name><ns3:SeatAddress><ns3:Line>ul. Rynek Nowego Miasta 9/9, Warszawa</ns3:Line><ns3:Line>00-229 Warszawa</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson></ns3:Provider><ns3:ShowProvider>true</ns3:ShowProvider><ns3:PaidObligationsForSubjects><ns3:PaidObligationsForSubject><ns3:Subject><ns3:LegalPerson><ns3:IdentityNumber><ns3:TaxId>3379102411</ns3:TaxId></ns3:IdentityNumber><ns3:Name>Onixy TAXI</ns3:Name><ns3:SeatAddress><ns3:Line>Maœlana 19C/9</ns3:Line><ns3:Line>51-003 Wrocław</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson></ns3:Subject><ns3:PaidObligations><ns3:PaidObligation category=\"0\"><ns3:Currency>PLN</ns3:Currency><ns3:TotalDebt>976.3200</ns3:TotalDebt><ns3:PaidDebt>976.3200</ns3:PaidDebt><ns3:DueDate>2021-11-01T00:00:00+01:00</ns3:DueDate><ns3:PaidDate>2021-11-25T00:00:00+01:00</ns3:PaidDate><ns3:Reason>Invoice</ns3:Reason><ns3:IsSumOfInstalments>false</ns3:IsSumOfInstalments><ns3:TotalDebtPLN>976.3200</ns3:TotalDebtPLN><ns3:PaidDebtPLN>976.3200</ns3:PaidDebtPLN></ns3:PaidObligation></ns3:PaidObligations></ns3:PaidObligationsForSubject></ns3:PaidObligationsForSubjects></ns3:PaidObligationInformation></ns3:PaidObligationInformations></ns3:Report></ns3:DisclosureReport></ns3:InformationDisclosureResponse>"
    }
  }
}