Data Ninja

Data Ninja provides transactions labeling, credit scoring and behavioural profile

How does it work?

Data Ninja integration requires input data in the form of a bank's list transactions (data from AIS/PSD2) which is then analyzed by a data categorization engine. This data is later used to fuel the credit scoring model. A credit score is a numerical value that evaluates the financial well-being of your customer. Based on that, you can decide whether to, for example, grant a loan or at which rate. The average time of AIS/PSD2 data analysis by the engine is 1240 ms

This application contains scoring, behavioural profiling and labeling modules.

Required applications

For the correct operation of the every Data Ninja module , you will need an enabled and configured TransactionLink AIS

By using these modules, you can get the following information:

  • Data categorization

  • Behavioural profile of the customer

  • Income identification

  • Identification of liabilities

  • Identification of identity

  • Analysis of purchases from the competition

  • Subscription list

  • Geolocation of the purchases

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