Profiling

Response content

dataNinja

Attribute	Type	Description
behaviouralProfiling	object	Behavioural profiling result

behaviouralProfiling

Attribute	Type	Description
clientProfile	object	An object that contains various fields with information about the client's behavior and financial preferences.
skipTracing	array of objects	An array of objects that contains information about transactions that have been flagged for further investigation.
geoLocation	array of objects	An array of objects that contains information about the geographic location of transactions.
subscriptions	object	An object that contains information about the client's subscriptions, such as the number of mobile phone plans.
incomeParties	array of objects	An array of objects that contains information about parties from which the client receives income.
credit	object	An object that contains information about the client's credit history and loans.
incomeIdentifications	object	An object that contains information about the client's incoming payments, such as the sum and frequency of payments.

clientProfile

Attribute	Type	Description
fit	bool	Indicates whether the client fits the target group
subscriptions	int	Number of subscriptions the client has
accomodationType	string	Type of accommodation the client has
insurance	bool	Indicates whether the client has insurance
car	bool	Indicates whether the client owns a car
kids	bool	Indicates whether the client has kids
goingAbroad	bool	Indicates whether the client plans to go abroad
isSaver	bool	Indicates whether the client is a saver
isGambler	bool	Indicates whether the client is a gambler
isBeingCollected	bool	Indicates whether the client is being collected
isPartyMan	bool	Indicates whether the client is a party man
medicalExpenses	bool	Indicates whether the client has medical expenses
whenSpendMoney	string	Indicates when the client spends money (e.g., end of the month)

skipTracing

Attribute	Type	Description
transactionDate	string	Date of the transaction
dataType	string	Type of the data being traced (e.g., address)

geoLocation

Attribute	Type	Description
transactionDate	string	Date of the transaction
amount	number	Amount of money spent in the transaction
currency	string	Currency in which the transaction was made
uid	string	Unique identifier for the transaction
country	string	Country in which the transaction was made
city	string	City in which the transaction was made
street	string	Street in which the transaction was made (if applicable)

incomeParties

Attribute	Type	Description
transactionDate	string	The date of the income transaction
amount	number	The amount of the income transaction
currency	string	The currency of the income transaction
uid	string	The unique identifier of the income transaction

credit

Attribute	Type	Description
bankLoanNotMortgage	string	The total amount of bank loan not mortgage
mortgage	string	The total amount of mortgage
nonBankingLoan	string	The total amount of non-banking loan
creditCard	string	The total amount of credit card
creditLists.applications	string	The list of credit applications

incomeIdentifications

Attribute	Type	Description
reportCreationDate	string	The date of the report creation
lastPaymentDate	string	The date of the last payment
firstPaymentDate	string	The date of the first payment
daysAgoLastPayment	number	The number of days ago from the last payment
numberOfIncomingPaymentsLast30Days	number	The number of incoming payments in the last 30 days
numberOfIncomingPayments30_60Days	number	The number of incoming payments between 30 and 60 days
numberOfIncomingPayments60_90Days	number	The number of incoming payments between 60 and 90 days
numberOfIncomingPayments90_120Days	number	The number of incoming payments between 90 and 120 days
numberOfIncomingPaymentsThisMonth	number	The number of incoming payments in this month
numberOfIncomingPaymentsThisMonth_1	number	The number of incoming payments in this month - 1
numberOfIncomingPaymentsThisMonth_2	number	The number of incoming payments in this month - 2
numberOfIncomingPaymentsThisMonth_3	number	The number of incoming payments in this month - 3
sumOfIncomingPaymentsLast30Days	number	The sum of incoming payments in the last 30 days
sumOfIncomingPaymentsLast30_60Days	number	The sum of incoming payments between 30 and 60 days
sumOfIncomingPaymentsLast60_90Days	number	The sum of incoming payments between 60 and 90 days
sumOfIncomingPaymentsLast90_120Days	number	The sum of incoming payments between 90 and 120 days
sumOfIncomingPaymentsThisMonth	number	The sum of incoming payments in this month
sumOfIncomingPaymentsThisMonth_1	number	The sum of incoming payments in this month - 1
sumOfIncomingPaymentsThisMonth_2	number	The sum of incoming payments in this month - 2
sumOfIncomingPaymentsThisMonth_3	number	The sum of incoming payments in this month - 3
averageSumOfIncomingPaymentsLast30Days	number	The average sum of incoming payments in the last 30 days
averageSumOfIncomingPaymentsLast30_60Days	number	The average sum of incoming payments between 30 and 60 days
averageSumOfIncomingPaymentsLast60_90Days	number	The average sum of incoming payments between 60 and 90 days
averageSumOfIncomingPaymentsLast90_120Days	number	The average sum of incoming payments between 90 and 120 days

Example response

{
    "dataNinja":{
        "behaviouralProfiling":{
            "clientProfile":{
                "fit":false,
                "subscriptions":0,
                "accomodationType":"rented_flat",
                "insurance":false,
                "car":false,
                "kids":false,
                "goingAbroad":false,
                "isSaver":false,
                "isGambler":false,
                "isBeingCollected":false,
                "isPartyMan":false,
                "medicalExpenses":false,
                "whenSpendMoney":"end of month"
            },
            "skipTracing":[
                {
                    "transactionDate":"0001-01-01",
                    "dataType":"account_data_address"
                }
            ],
            "geoLocation":[
                {
                    "transactionDate":"2020-01-01",
                    "amount":10.23,
                    "currency":"PLN",
                    "uid":"f8b1b059-c0de-4e3f-a75a-307be7e0df7d",
                    "country":"POLAND",
                    "city":"RZESZÓW",
                    "street":"TARGOWA 1"
                }
            ],
            "subscriptions":{
                "subscription":"2",
                "mobilePhoneSubscription":"0"
            },
            "incomeParties":[
                {
                    "transactionDate":"2022-05-28",
                    "amount":1439.0,
                    "currency":"PLN",
                    "uid":"f8b1b059-c0de-4e3f-a75a-307be7e0df7d"
                }
            ],
            "credit":{
                "bankLoanNotMortgage":"0",
                "mortgage":"0",
                "nonBankingLoan":"0",
                "creditCard":"0",
                "creditLists":{
                    "applications":null
                }
            },
            "incomeIdentifications":{
                "reportCreationDate":"2022-08-01",
                "lastPaymentDate":"2022-07-12",
                "firstPaymentDate":"2022-05-13",
                "daysAgoLastPayment":20.0,
                "numberOfIncomingPaymentsLast30Days":4,
                "numberOfIncomingPayments30_60Days":2,
                "numberOfIncomingPayments60_90Days":8,
                "numberOfIncomingPayments90_120Days":0,
                "numberOfIncomingPaymentsThisMonth":0,
                "numberOfIncomingPaymentsThisMonth_1":4,
                "numberOfIncomingPaymentsThisMonth_2":3,
                "numberOfIncomingPaymentsThisMonth_3":7,
                "sumOfIncomingPaymentsLast30Days":14900.0,
                "sumOfIncomingPaymentsLast30_60Days":2878.0,
                "sumOfIncomingPaymentsLast60_90Days":36936.0,
                "sumOfIncomingPaymentsLast90_120Days":0.0,
                "sumOfIncomingPaymentsThisMonth":0.0,
                "sumOfIncomingPaymentsThisMonth_1":14900.0,
                "sumOfIncomingPaymentsThisMonth_2":4317.0,
                "sumOfIncomingPaymentsThisMonth_3":35497.0,
                "averageSumOfIncomingPaymentsLast30Days":3725.0,
                "averageSumOfIncomingPaymentsLast30_60Days":1439.0,
                "averageSumOfIncomingPaymentsLast60_90Days":4617.0,
                "averageSumOfIncomingPaymentsLast90_120Days":0.0,
                "averageSumOfIncomingPaymentsThisMonth":0.0,
                "averageSumOfIncomingPaymentsThisMonth_1":3725.0,
                "averageSumOfIncomingPaymentsThisMonth_2":1439.0,
                "averageSumOfIncomingPaymentsThisMonth_3":5071.0
            }
        }
    }
}