Data Ninja Scoring module requires input data in form of a list of bank transactions (such as data from TL AIS) which is then analyzed and labeled into one of 27 transaction categories (you can find a full list on the Data Ninja Labelling App page). This data is later used to fuel the credit scoring model. A credit score is a numerical value that evaluates the financial well-being of your customer. Based on that you can decide whether to, for example, grant a loan or at which rate.
Updated 3 months ago