BIG InfoMonitor

Get the report on the entrepreneur or the consumer and check if it is trustworthy.

What kind of data I will get

By using this integration you will get economic information (i.e. information on the debt of individuals and companies and positive information, i.e. on timely payments) from entities.

In response, you will receive XML based report.

More informations about this service you can find here

Integration scope

In this integration, you can generate several types of reports. The main difference is that the checked entity is a natural person or a company. The documentation below will describe the data depending on the context of the report.

BIG Infomonitor - Entrepreneur

Input data definition

To get report you have provide some input data:

  • NIP
  • REGON
  • Company full name
  • ZBP authorization consent issue date
  • BIG IM authorization consent issue date
  • BIK authorization consent issue date

Above set of data is needed for basic entrepreneur report generation. For other reports mandatory input data may be different.

{
  "nip": "5224158027",
  "regon": "514964361",
  "fullName": "Esio-Corp Bis",
  "entrepreneurZbpAuthorisation": "2022-02-02",
  "bigImInquiriesAuthorisation": "2022-02-02",
  "entrepreneurBikAuthorisation": "2022-02-02"
}

Output data

In the report from BIG IM you will find detailed information about the company status and liabilities.

{
    "bigInfoMonitorCompany" : 
    "<?xml version="1.0" encoding="UTF-8"?>
         <ns3:getReportResponse xmlns:ns3="http://api.big.pl/bimoR/v1" xmlns:ns2="http://api.big.pl/iasWrapper/reports/v1">
             <success>
                <currentRequest>
                   <client>
                      <clientId>1234554321</clientId>
                      <unitId>1234554321</unitId>
                   </client>
                   <repeatedRequestMarker>false</repeatedRequestMarker>
                   <reportComposition xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns3:FinancialReportComposition">
                      <product>entrepreneur</product>
                      <components select="custom">
                         <liabilitiesSummaries>
                            <summaryRequest>
                               <liabilitiesSource>bigIm</liabilitiesSource>
                               <liabilitiesType>overdue fulfilled</liabilitiesType>
                               <debtorLegalForm>legalPerson</debtorLegalForm>
                            </summaryRequest>
                         </liabilitiesSummaries>
                         <imEntrepreneurOverdueLiabilities>
                            <containRestricted>false</containRestricted>
                            <searchByPesel>false</searchByPesel>
                         </imEntrepreneurOverdueLiabilities>
                         <imEntrepreneurFulfilledLiabilities>
                            <containRestricted>false</containRestricted>
                            <searchByPesel>false</searchByPesel>
                         </imEntrepreneurFulfilledLiabilities>
                         <imEntrepreneurInquiries />
                         <bikEntrepreneurOverdueLiabilities />
                         <zbpUnreliableEntrepreneursByNip />
                         <zbpUnreliableEntrepreneursByRegon />
                      </components>
                      <reportSubject xmlns:ns5="http://api.big.pl/bimo/v1" xsi:type="ns5:LegalPerson">
                         <fullName>TRANSACTIONLINK SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ</fullName>
                         <regon>385349514</regon>
                         <nip>5252812929</nip>
                      </reportSubject>
                      <consentList>
                         <consent grantDate="2022-06-14">entrepreneurZbpAuthorisation</consent>
                         <consent grantDate="2022-06-14">bigImInquiriesAuthorisation</consent>
                         <consent grantDate="2022-06-14">entrepreneurBikAuthorisation</consent>
                      </consentList>
                   </reportComposition>
                </currentRequest>
                <exchangeRateTable>
                   <id>114/A/NBP/2022</id>
                   <date>2022-06-14</date>
                </exchangeRateTable>
                <components>
                   <reportComponent>
                      <componentId>PW/FM62aRD4tRUYZWH1S9w7zuEo=</componentId>
                      <componentType>imEntrepreneurOverdueLiabilities</componentType>
                      <validityDateTime>2022-06-14T13:31:08.438</validityDateTime>
                      <processingResult>noDataFound</processingResult>
                   </reportComponent>
                   <reportComponent>
                      <componentId>a7A+1f7s+H9FTPx6avN8BccptQ8=</componentId>
                      <componentType>imEntrepreneurFulfilledLiabilities</componentType>
                      <validityDateTime>2022-06-14T13:31:08.428</validityDateTime>
                      <processingResult>noDataFound</processingResult>
                   </reportComponent>
                   <reportComponent>
                      <componentId>Uy3EGOi0t5tHhSBqn3ifzibi1is=</componentId>
                      <componentType>imEntrepreneurInquiries</componentType>
                      <validityDateTime>2022-06-14T13:31:08.516</validityDateTime>
                      <processingResult>success</processingResult>
                      <data xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns3:ImInquiriesData">
                         <inquiriesByMarketSegment>
                            <segment>enterprise</segment>
                            <inquiries0To30>0</inquiries0To30>
                            <inquiries31To90>0</inquiries31To90>
                            <inquiries91To365>0</inquiries91To365>
                         </inquiriesByMarketSegment>
                      </data>
                   </reportComponent>
                   <reportComponent>
                      <componentId>agYd3FJQOF/RiVlPcWcKc4FkGUE=</componentId>
                      <componentType>zbpUnreliableEntrepreneursByNip</componentType>
                      <validityDateTime>2022-06-14T13:31:08.463</validityDateTime>
                      <processingResult>success</processingResult>
                      <data xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns3:ZbpUnreliableEntrepreneursByNipData">
                         <checkResult>noDataFound</checkResult>
                      </data>
                   </reportComponent>
                   <reportComponent>
                      <componentId>90Fw0d9vo5kCVzvsGP9k8f6fjsM=</componentId>
                      <componentType>zbpUnreliableEntrepreneursByRegon</componentType>
                      <validityDateTime>2022-06-14T13:31:08.462</validityDateTime>
                      <processingResult>success</processingResult>
                      <data xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns3:ZbpUnreliableEntrepreneursByRegonData">
                         <checkResult>noDataFound</checkResult>
                      </data>
                   </reportComponent>
                   <reportComponent>
                      <componentId>7d5c21e8bbe744639e87d97cd0d2e8b9</componentId>
                      <componentType>bikEntrepreneurOverdueLiabilities</componentType>
                      <validityDateTime>2022-06-14T13:31:08.672</validityDateTime>
                      <processingResult>noDataFound</processingResult>
                   </reportComponent>
                   <reportComponent>
                      <componentId>Op0ZgE/ZWJSEMDXDUYZm68KUNDw=</componentId>
                      <componentType>liabilitiesSummary</componentType>
                      <validityDateTime>2022-06-14T13:31:08</validityDateTime>
                      <processingResult>success</processingResult>
                      <data xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns3:LiabilitiesSummaryData">
                         <checkResult>negativeInformationNotFounded</checkResult>
                         <overdueLiabilitiesSummary>
                            <creditorsCount>0</creditorsCount>
                            <economicInformationsCount>0</economicInformationsCount>
                            <liabilitiesCount>0</liabilitiesCount>
                            <totalAmount>0</totalAmount>
                            <totalOverdueAmount>0</totalOverdueAmount>
                         </overdueLiabilitiesSummary>
                         <fulfilledLiabilitiesSummary>
                            <creditorsCount>0</creditorsCount>
                            <economicInformationsCount>0</economicInformationsCount>
                            <liabilitiesCount>0</liabilitiesCount>
                            <totalAmount>0</totalAmount>
                            <totalRepaidAmount>0</totalRepaidAmount>
                         </fulfilledLiabilitiesSummary>
                      </data>
                   </reportComponent>
                </components>
             </success>
            </ns3:getReportResponse>",
  "bigInfoMonitorCompanyJson" : {
    "getReportResponse" : {
      "success" : {
        "currentRequest" : {
          "client" : {
            "clientId" : "1234554321",
            "unitId" : "1234554321"
          },
          "repeatedRequestMarker" : "false",
          "reportComposition" : {
            "product" : "entrepreneur",
            "components" : {
              "liabilitiesSummaries" : {
                "summaryRequest" : {
                  "liabilitiesSource" : "bigIm",
                  "liabilitiesType" : "overdue fulfilled",
                  "debtorLegalForm" : "legalPerson"
                }
              },
              "imEntrepreneurOverdueLiabilities" : {
                "containRestricted" : "false",
                "searchByPesel" : "false"
              },
              "imEntrepreneurFulfilledLiabilities" : {
                "containRestricted" : "false",
                "searchByPesel" : "false"
              }
            },
            "reportSubject" : {
              "fullName" : "TRANSACTIONLINK SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ",
              "regon" : "385349514",
              "nip" : "5252812929"
            },
            "consentList" : {
              "consent" : [ "entrepreneurZbpAuthorisation", "bigImInquiriesAuthorisation", "entrepreneurBikAuthorisation" ]
            }
          }
        },
        "exchangeRateTable" : {
          "id" : "114/A/NBP/2022",
          "date" : "2022-06-14"
        },
        "components" : {
          "reportComponent" : [ {
            "componentId" : "PW/FM62aRD4tRUYZWH1S9w7zuEo=",
            "componentType" : "imEntrepreneurOverdueLiabilities",
            "validityDateTime" : "2022-06-14T13:31:08.438",
            "processingResult" : "noDataFound"
          }, {
            "componentId" : "a7A+1f7s+H9FTPx6avN8BccptQ8=",
            "componentType" : "imEntrepreneurFulfilledLiabilities",
            "validityDateTime" : "2022-06-14T13:31:08.428",
            "processingResult" : "noDataFound"
          }, {
            "componentId" : "Uy3EGOi0t5tHhSBqn3ifzibi1is=",
            "componentType" : "imEntrepreneurInquiries",
            "validityDateTime" : "2022-06-14T13:31:08.516",
            "processingResult" : "success",
            "data" : {
              "inquiriesByMarketSegment" : {
                "segment" : "enterprise",
                "inquiries0To30" : "0",
                "inquiries31To90" : "0",
                "inquiries91To365" : "0"
              }
            }
          }, {
            "componentId" : "agYd3FJQOF/RiVlPcWcKc4FkGUE=",
            "componentType" : "zbpUnreliableEntrepreneursByNip",
            "validityDateTime" : "2022-06-14T13:31:08.463",
            "processingResult" : "success",
            "data" : {
              "checkResult" : "noDataFound"
            }
          }, {
            "componentId" : "90Fw0d9vo5kCVzvsGP9k8f6fjsM=",
            "componentType" : "zbpUnreliableEntrepreneursByRegon",
            "validityDateTime" : "2022-06-14T13:31:08.462",
            "processingResult" : "success",
            "data" : {
              "checkResult" : "noDataFound"
            }
          }, {
            "componentId" : "7d5c21e8bbe744639e87d97cd0d2e8b9",
            "componentType" : "bikEntrepreneurOverdueLiabilities",
            "validityDateTime" : "2022-06-14T13:31:08.672",
            "processingResult" : "noDataFound"
          }, {
            "componentId" : "Op0ZgE/ZWJSEMDXDUYZm68KUNDw=",
            "componentType" : "liabilitiesSummary",
            "validityDateTime" : "2022-06-14T13:31:08",
            "processingResult" : "success",
            "data" : {
              "checkResult" : "negativeInformationNotFounded",
              "overdueLiabilitiesSummary" : {
                "creditorsCount" : "0",
                "economicInformationsCount" : "0",
                "liabilitiesCount" : "0",
                "totalAmount" : "0",
                "totalOverdueAmount" : "0"
              },
              "fulfilledLiabilitiesSummary" : {
                "creditorsCount" : "0",
                "economicInformationsCount" : "0",
                "liabilitiesCount" : "0",
                "totalAmount" : "0",
                "totalRepaidAmount" : "0"
              }
            }
          } ]
        }
      }
    }
  }
}

BIG Infomonitor - Individual

Input data definition

To get report you have provide some input data:

  • Name
  • Surename
  • PESEL
  • ZBP authorization consent issue date
  • BIG IM authorization consent issue date
  • BIG IM Inquiries authorization consent issue date
  • BIK authorization consent issue date

Above set of data is needed for basic individual report generation. For other reports mandatory input data may be different.

{
  "name": "Jan",
  "surename": "Kowalski",
  "pesel": "76120846219",
  "individualBigImAuthorisation": "2022-02-02",
  "bigImInquiriesAuthorisation": "2022-02-02",
  "individualBikAuthorisation": "2022-02-02",
  "individualZbpAuthorisation": "2022-02-02"
}

Output data

In the response from BIG IM, you will find detailed information about the person status and liabilities.

{
    "bigInfoMonitorPerson": 
        "<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
            <ns3:getReportResponse xmlns:ns2="http://api.big.pl/iasWrapper/reports/v1" xmlns:ns3="http://api.big.pl/bimoR/v1">
                <success>
                    <currentRequest>
                        <client>
                            <clientId>1234554321</clientId>
                            <unitId>1234554321</unitId>
                        </client>
                        <repeatedRequestMarker>false</repeatedRequestMarker>
                        <reportComposition xsi:type="ns3:FinancialReportComposition" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
                            <product>individual</product>
                            <components select="custom">
                                <liabilitiesSummaries>
                                    <summaryRequest>
                                        <componentRequestId>123123123</componentRequestId>
                                        <liabilitiesSource>bigIm</liabilitiesSource>
                                        <liabilitiesType>overdue fulfilled</liabilitiesType>
                                        <debtorLegalForm>naturalPerson</debtorLegalForm>
                                    </summaryRequest>
                                </liabilitiesSummaries>
                                <imIndividualOverdueLiabilities>
                                    <componentRequestId>234434</componentRequestId>
                                    <containRestricted>false</containRestricted>
                                </imIndividualOverdueLiabilities>
                                <imIndividualFulfilledLiabilities>
                                    <componentRequestId>34443443</componentRequestId>
                                    <containRestricted>false</containRestricted>
                                </imIndividualFulfilledLiabilities>
                                <imIndividualInquiries>
                                    <componentRequestId>3443334</componentRequestId>
                                </imIndividualInquiries>
                                <bikIndividualOverdueLiabilities>
                                    <componentRequestId>34344343</componentRequestId>
                                </bikIndividualOverdueLiabilities>
                                <zbpUnreliableIndividuals>
                                    <componentRequestId>343343434</componentRequestId>
                                </zbpUnreliableIndividuals>
                                <zbpRestrictedDocuments>
                                    <componentRequestId>3223323</componentRequestId>
                                </zbpRestrictedDocuments>
                            </components>
                            <reportSubject xsi:type="ns5:NaturalPerson" xmlns:ns5="http://api.big.pl/bimo/v1">
                                <splitName>
                                    <forename>Maria</forename>
                                    <surname>Adamski</surname>
                                </splitName>
                                <identity>
                                    <pesel>58120806107</pesel>
                                    <document>
                                        <id>CAG718688</id>
                                        <type>idCard</type>
                                    </document>
                                </identity>
                            </reportSubject>
                            <consentList>
                                <consent grantDate="2022-03-15">individualBigImAuthorisation</consent>
                                <consent grantDate="2022-03-15">bigImInquiriesAuthorisation</consent>
                                <consent grantDate="2022-03-15">individualBikAuthorisation</consent>
                                <consent grantDate="2022-03-15">individualZbpAuthorisation</consent>
                            </consentList>
                        </reportComposition>
                    </currentRequest>
                    <exchangeRateTable>
                        <id>054/A/NBP/2022</id>
                        <date>2022-03-18</date>
                    </exchangeRateTable>
                    <components>
                        <reportComponent>
                            <componentId>LyFHV7KhoeYkHy3ltoPkqTG0guo=</componentId>
                            <componentType>imIndividualOverdueLiabilities</componentType>
                            <validityDateTime>2022-03-18T15:30:51.858</validityDateTime>
                            <processingResult>noDataFound</processingResult>
                        </reportComponent>
                        <reportComponent>
                            <componentId>R0Uxj1vmWTARltBxNdGKtTlwm+U=</componentId>
                            <componentType>imIndividualFulfilledLiabilities</componentType>
                            <validityDateTime>2022-03-18T15:30:51.863</validityDateTime>
                            <processingResult>noDataFound</processingResult>
                        </reportComponent>
                        <reportComponent>
                            <componentId>0EHhd1k80uz8IpMuc9pjQDUsErM=</componentId>
                            <componentType>imIndividualInquiries</componentType>
                            <validityDateTime>2022-03-18T15:30:51.917</validityDateTime>
                            <processingResult>success</processingResult>
                            <data xsi:type="ns3:ImInquiriesData" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
                                <inquiriesByMarketSegment>
                                    <segment>enterprise</segment>
                                    <inquiries0To30>0</inquiries0To30>
                                    <inquiries31To90>0</inquiries31To90>
                                    <inquiries91To365>0</inquiries91To365>
                                </inquiriesByMarketSegment>
                            </data>
                        </reportComponent>
                        <reportComponent>
                            <componentId>6N2689Gslucgs5jSziGW9we9KY4=</componentId>
                            <componentType>zbpUnreliableIndividuals</componentType>
                            <validityDateTime>2022-03-18T15:30:51.884</validityDateTime>
                            <processingResult>success</processingResult>
                            <data xsi:type="ns3:ZbpUnreliableIndividualsData" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
                                <checkResult>noDataFound</checkResult>
                            </data>
                        </reportComponent>
                        <reportComponent>
                            <componentId>bYMvow53J24AHFYVSLqnn+YlRkU=</componentId>
                            <componentType>zbpRestrictedDocuments</componentType>
                            <validityDateTime>2022-03-18T15:30:51.860</validityDateTime>
                            <processingResult>success</processingResult>
                            <data xsi:type="ns3:ZbpRestrictedDocumentsData" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
                                <checkResult>noDataFound</checkResult>
                            </data>
                        </reportComponent>
                        <reportComponent>
                            <componentId>eb730818e22542ce96decbac42fdd4ab</componentId>
                            <componentType>bikIndividualOverdueLiabilities</componentType>
                            <validityDateTime>2022-03-18T15:30:52.339</validityDateTime>
                            <processingResult>noDataFound</processingResult>
                        </reportComponent>
                        <reportComponent>
                            <componentId>AbbXCYHDHxQ3ZjTheLRmlh8QPp4=</componentId>
                            <componentType>liabilitiesSummary</componentType>
                            <validityDateTime>2022-03-18T15:30:53</validityDateTime>
                            <processingResult>success</processingResult>
                            <data xsi:type="ns3:LiabilitiesSummaryData" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
                                <checkResult>negativeInformationNotFounded</checkResult>
                                <overdueLiabilitiesSummary>
                                    <creditorsCount>0</creditorsCount>
                                    <economicInformationsCount>0</economicInformationsCount>
                                    <liabilitiesCount>0</liabilitiesCount>
                                    <totalAmount>0</totalAmount>
                                    <totalOverdueAmount>0</totalOverdueAmount>
                                </overdueLiabilitiesSummary>
                                <fulfilledLiabilitiesSummary>
                                    <creditorsCount>0</creditorsCount>
                                    <economicInformationsCount>0</economicInformationsCount>
                                    <liabilitiesCount>0</liabilitiesCount>
                                    <totalAmount>0</totalAmount>
                                    <totalRepaidAmount>0</totalRepaidAmount>
                                </fulfilledLiabilitiesSummary>
                            </data>
                        </reportComponent>
                    </components>
                </success>
            </ns3:getReportResponse>"
}