BIG InfoMonitor

Get the report on the entrepreneur or the consumer and check if it is trustworthy.

What kind of data I will get

By using this integration you will get economic information (i.e. information on the debt of individuals and companies and positive information, i.e. on timely payments) from entities.

In response, you will receive XML based report.

More informations about this service you can find here

Integration scope

In this integration, you can generate several types of reports. The main difference is that the checked entity is a natural person or a company. The documentation below will describe the data depending on the context of the report.

BIG Infomonitor - Entrepreneur

Input data definition

To get report you have provide some input data:

  • NIP
  • REGON
  • Company full name
  • ZBP authorization consent issue date
  • BIG IM authorization consent issue date
  • BIK authorization consent issue date

Above set of data is needed for basic entrepreneur report generation. For other reports mandatory input data may be different.

{
  "nip": "5224158027",
  "regon": "514964361",
  "fullName": "Esio-Corp Bis",
  "entrepreneurZbpAuthorisation": "2022-02-02",
  "bigImInquiriesAuthorisation": "2022-02-02",
  "entrepreneurBikAuthorisation": "2022-02-02"
}

Output data

In the report from BIG IM you will find detailed information about the company status and liabilities.

{
    "rawResponses":{
        "bigInfoMonitor":{
            "entrepreneurPlusReport":"<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?>\n<ns3:getReportResponse xmlns:ns2=\"http://api.big.pl/iasWrapper/reports/v1\" xmlns:ns3=\"http://api.big.pl/bimoR/v1\">\n    <success>\n        <currentRequest>\n            <client>\n                <clientId>1234554321</clientId>\n                <unitId>1234554321</unitId>\n            </client>\n            <repeatedRequestMarker>false</repeatedRequestMarker>\n            <reportComposition xsi:type=\"ns3:FinancialReportComposition\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n                <product>entrepreneur</product>\n                <components select=\"custom\">\n                    <liabilitiesSummaries>\n                        <summaryRequest>\n                            <liabilitiesSource>bigIm</liabilitiesSource>\n                            <liabilitiesType>overdue fulfilled</liabilitiesType>\n                            <debtorLegalForm>legalPerson</debtorLegalForm>\n                        </summaryRequest>\n                    </liabilitiesSummaries>\n                    <imEntrepreneurOverdueLiabilities>\n                        <containRestricted>false</containRestricted>\n                        <searchByPesel>false</searchByPesel>\n                    </imEntrepreneurOverdueLiabilities>\n                    <imEntrepreneurFulfilledLiabilities>\n                        <containRestricted>false</containRestricted>\n                        <searchByPesel>false</searchByPesel>\n                    </imEntrepreneurFulfilledLiabilities>\n                    <imEntrepreneurInquiries />\n                    <bikEntrepreneurOverdueLiabilities />\n                    <zbpUnreliableEntrepreneursByNip />\n                    <zbpUnreliableEntrepreneursByRegon />\n                </components>\n                <reportSubject xsi:type=\"ns5:LegalPerson\" xmlns:ns5=\"http://api.big.pl/bimo/v1\">\n                    <fullName>Kamil Skłodowski usługi programistyczne</fullName>\n                    <regon>388043129</regon>\n                    <nip>5223196505</nip>\n                </reportSubject>\n                <consentList>\n                    <consent grantDate=\"2022-08-10\">entrepreneurZbpAuthorisation</consent>\n                    <consent grantDate=\"2022-08-10\">bigImInquiriesAuthorisation</consent>\n                    <consent grantDate=\"2022-08-10\">entrepreneurBikAuthorisation</consent>\n                </consentList>\n            </reportComposition>\n        </currentRequest>\n        <exchangeRateTable>\n            <id>154/A/NBP/2022</id>\n            <date>2022-08-10</date>\n        </exchangeRateTable>\n        <components>\n            <reportComponent>\n                <componentId>Om2mSHTE594E8J0gwQKo9w3EIg4=</componentId>\n                <componentType>imEntrepreneurOverdueLiabilities</componentType>\n                <validityDateTime>2022-08-10T23:51:10.744</validityDateTime>\n                <processingResult>noDataFound</processingResult>\n            </reportComponent>\n            <reportComponent>\n                <componentId>QDC44HUmDTSvOpAsLWMdor8mm90=</componentId>\n                <componentType>imEntrepreneurFulfilledLiabilities</componentType>\n                <validityDateTime>2022-08-10T23:51:10.747</validityDateTime>\n                <processingResult>noDataFound</processingResult>\n            </reportComponent>\n            <reportComponent>\n                <componentId>sse9NRiqaswB8PmkLix3rukiJdY=</componentId>\n                <componentType>imEntrepreneurInquiries</componentType>\n                <validityDateTime>2022-08-10T23:51:10.789</validityDateTime>\n                <processingResult>noDataFound</processingResult>\n            </reportComponent>\n            <reportComponent>\n                <componentId>RbQe/uUpj4ENQwaV+KJpqlntjS8=</componentId>\n                <componentType>zbpUnreliableEntrepreneursByNip</componentType>\n                <validityDateTime>2022-08-10T23:51:10.753</validityDateTime>\n                <processingResult>success</processingResult>\n                <data xsi:type=\"ns3:ZbpUnreliableEntrepreneursByNipData\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n                    <checkResult>noDataFound</checkResult>\n                </data>\n            </reportComponent>\n            <reportComponent>\n                <componentId>2S7Z0wlDlb21cm6hPCrqwxaJC8g=</componentId>\n                <componentType>zbpUnreliableEntrepreneursByRegon</componentType>\n                <validityDateTime>2022-08-10T23:51:10.757</validityDateTime>\n                <processingResult>success</processingResult>\n                <data xsi:type=\"ns3:ZbpUnreliableEntrepreneursByRegonData\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n                    <checkResult>noDataFound</checkResult>\n                </data>\n            </reportComponent>\n            <reportComponent>\n                <componentId>ded1c105b5c243d0b810ef9e64a72c3b</componentId>\n                <componentType>bikEntrepreneurOverdueLiabilities</componentType>\n                <validityDateTime>2022-08-10T23:51:11.111</validityDateTime>\n                <processingResult>noDataFound</processingResult>\n            </reportComponent>\n            <reportComponent>\n                <componentId>b8gwaC3mDVN5nYGg0CF2pcYDjqo=</componentId>\n                <componentType>liabilitiesSummary</componentType>\n                <validityDateTime>2022-08-10T23:51:12</validityDateTime>\n                <processingResult>success</processingResult>\n                <data xsi:type=\"ns3:LiabilitiesSummaryData\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n                    <checkResult>negativeInformationNotFounded</checkResult>\n                    <overdueLiabilitiesSummary>\n                        <creditorsCount>0</creditorsCount>\n                        <economicInformationsCount>0</economicInformationsCount>\n                        <liabilitiesCount>0</liabilitiesCount>\n                        <totalAmount>0</totalAmount>\n                        <totalOverdueAmount>0</totalOverdueAmount>\n                    </overdueLiabilitiesSummary>\n                    <fulfilledLiabilitiesSummary>\n                        <creditorsCount>0</creditorsCount>\n                        <economicInformationsCount>0</economicInformationsCount>\n                        <liabilitiesCount>0</liabilitiesCount>\n                        <totalAmount>0</totalAmount>\n                        <totalRepaidAmount>0</totalRepaidAmount>\n                    </fulfilledLiabilitiesSummary>\n                </data>\n            </reportComponent>\n        </components>\n    </success>\n</ns3:getReportResponse>\n"
        }
    },
    "bigInfoMonitor":{
        "entrepreneurPlusReport":{
            "getReportResponse":{
                "success":{
                    "currentRequest":{
                        "client":{
                            "clientId":"1234554321",
                            "unitId":"1234554321"
                        },
                        "repeatedRequestMarker":"false",
                        "reportComposition":{
                            "product":"entrepreneur",
                            "components":{
                                "liabilitiesSummaries":{
                                    "summaryRequest":{
                                        "liabilitiesSource":"bigIm",
                                        "liabilitiesType":"overdue fulfilled",
                                        "debtorLegalForm":"legalPerson"
                                    }
                                },
                                "imEntrepreneurOverdueLiabilities":{
                                    "containRestricted":"false",
                                    "searchByPesel":"false"
                                },
                                "imEntrepreneurFulfilledLiabilities":{
                                    "containRestricted":"false",
                                    "searchByPesel":"false"
                                }
                            },
                            "reportSubject":{
                                "fullName":"Kamil Skłodowski usługi programistyczne",
                                "regon":"388043129",
                                "nip":"5223196505"
                            },
                            "consentList":{
                                "consent":[
                                    "entrepreneurZbpAuthorisation",
                                    "bigImInquiriesAuthorisation",
                                    "entrepreneurBikAuthorisation"
                                ]
                            }
                        }
                    },
                    "exchangeRateTable":{
                        "id":"154/A/NBP/2022",
                        "date":"2022-08-10"
                    },
                    "components":{
                        "reportComponent":[
                            {
                                "componentId":"Om2mSHTE594E8J0gwQKo9w3EIg4=",
                                "componentType":"imEntrepreneurOverdueLiabilities",
                                "validityDateTime":"2022-08-10T23:51:10.744",
                                "processingResult":"noDataFound"
                            },
                            {
                                "componentId":"QDC44HUmDTSvOpAsLWMdor8mm90=",
                                "componentType":"imEntrepreneurFulfilledLiabilities",
                                "validityDateTime":"2022-08-10T23:51:10.747",
                                "processingResult":"noDataFound"
                            },
                            {
                                "componentId":"sse9NRiqaswB8PmkLix3rukiJdY=",
                                "componentType":"imEntrepreneurInquiries",
                                "validityDateTime":"2022-08-10T23:51:10.789",
                                "processingResult":"noDataFound"
                            },
                            {
                                "componentId":"RbQe/uUpj4ENQwaV+KJpqlntjS8=",
                                "componentType":"zbpUnreliableEntrepreneursByNip",
                                "validityDateTime":"2022-08-10T23:51:10.753",
                                "processingResult":"success",
                                "data":{
                                    "checkResult":"noDataFound"
                                }
                            },
                            {
                                "componentId":"2S7Z0wlDlb21cm6hPCrqwxaJC8g=",
                                "componentType":"zbpUnreliableEntrepreneursByRegon",
                                "validityDateTime":"2022-08-10T23:51:10.757",
                                "processingResult":"success",
                                "data":{
                                    "checkResult":"noDataFound"
                                }
                            },
                            {
                                "componentId":"ded1c105b5c243d0b810ef9e64a72c3b",
                                "componentType":"bikEntrepreneurOverdueLiabilities",
                                "validityDateTime":"2022-08-10T23:51:11.111",
                                "processingResult":"noDataFound"
                            },
                            {
                                "componentId":"b8gwaC3mDVN5nYGg0CF2pcYDjqo=",
                                "componentType":"liabilitiesSummary",
                                "validityDateTime":"2022-08-10T23:51:12",
                                "processingResult":"success",
                                "data":{
                                    "checkResult":"negativeInformationNotFounded",
                                    "overdueLiabilitiesSummary":{
                                        "creditorsCount":"0",
                                        "economicInformationsCount":"0",
                                        "liabilitiesCount":"0",
                                        "totalAmount":"0",
                                        "totalOverdueAmount":"0"
                                    },
                                    "fulfilledLiabilitiesSummary":{
                                        "creditorsCount":"0",
                                        "economicInformationsCount":"0",
                                        "liabilitiesCount":"0",
                                        "totalAmount":"0",
                                        "totalRepaidAmount":"0"
                                    }
                                }
                            }
                        ]
                    }
                }
            }
        }
    }
}

BIG Infomonitor - Individual

Input data definition

To get report you have provide some input data:

  • Name
  • Surename
  • PESEL
  • ZBP authorization consent issue date
  • BIG IM authorization consent issue date
  • BIG IM Inquiries authorization consent issue date
  • BIK authorization consent issue date

Above set of data is needed for basic individual report generation. For other reports mandatory input data may be different.

{
  "name": "Jan",
  "surename": "Kowalski",
  "pesel": "76120846219",
  "individualBigImAuthorisation": "2022-02-02",
  "bigImInquiriesAuthorisation": "2022-02-02",
  "individualBikAuthorisation": "2022-02-02",
  "individualZbpAuthorisation": "2022-02-02"
}

Output data

In the response from BIG IM, you will find detailed information about the person status and liabilities.

{
    "rawResponses":{
        "bigInfoMonitor":{
            "personalReport":"<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?>\n<ns3:getReportResponse xmlns:ns2=\"http://api.big.pl/iasWrapper/reports/v1\" xmlns:ns3=\"http://api.big.pl/bimoR/v1\">\n    <success>\n        <currentRequest>\n            <client>\n                <clientId>1234554321</clientId>\n                <unitId>1234554321</unitId>\n            </client>\n            <repeatedRequestMarker>false</repeatedRequestMarker>\n            <reportComposition xsi:type=\"ns3:FinancialReportComposition\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n                <product>individual</product>\n                <components select=\"custom\">\n                    <liabilitiesSummaries>\n                        <summaryRequest>\n                            <liabilitiesSource>bigIm</liabilitiesSource>\n                            <liabilitiesType>overdue fulfilled</liabilitiesType>\n                            <debtorLegalForm>naturalPerson</debtorLegalForm>\n                        </summaryRequest>\n                    </liabilitiesSummaries>\n                    <imIndividualOverdueLiabilities>\n                        <containRestricted>false</containRestricted>\n                    </imIndividualOverdueLiabilities>\n                    <imIndividualFulfilledLiabilities>\n                        <containRestricted>false</containRestricted>\n                    </imIndividualFulfilledLiabilities>\n                    <imIndividualInquiries />\n                </components>\n                <reportSubject xsi:type=\"ns5:NaturalPerson\" xmlns:ns5=\"http://api.big.pl/bimo/v1\">\n                    <splitName>\n                        <forename>KAMIL</forename>\n                        <surname>SKŁODOWSKI</surname>\n                    </splitName>\n                    <identity>\n                        <pesel>96022604436</pesel>\n                    </identity>\n                </reportSubject>\n                <consentList>\n                    <consent grantDate=\"2022-08-10\">individualBigImAuthorisation</consent>\n                    <consent grantDate=\"2022-08-10\">bigImInquiriesAuthorisation</consent>\n                    <consent grantDate=\"2022-08-10\">individualBikAuthorisation</consent>\n                    <consent grantDate=\"2022-08-10\">individualZbpAuthorisation</consent>\n                </consentList>\n            </reportComposition>\n        </currentRequest>\n        <exchangeRateTable>\n            <id>154/A/NBP/2022</id>\n            <date>2022-08-10</date>\n        </exchangeRateTable>\n        <components>\n            <reportComponent>\n                <componentId>nT7Leh/WLa7hUUOLzkc7r2fFaws=</componentId>\n                <componentType>imIndividualOverdueLiabilities</componentType>\n                <validityDateTime>2022-08-10T23:51:19.210</validityDateTime>\n                <processingResult>noDataFound</processingResult>\n            </reportComponent>\n            <reportComponent>\n                <componentId>Qs0wZiOcAO+wOG9aRPpxWQFAnaI=</componentId>\n                <componentType>imIndividualFulfilledLiabilities</componentType>\n                <validityDateTime>2022-08-10T23:51:19.210</validityDateTime>\n                <processingResult>noDataFound</processingResult>\n            </reportComponent>\n            <reportComponent>\n                <componentId>UPDOcLKnse+AABaiw35/h8GLBL4=</componentId>\n                <componentType>imIndividualInquiries</componentType>\n                <validityDateTime>2022-08-10T23:51:19.236</validityDateTime>\n                <processingResult>noDataFound</processingResult>\n            </reportComponent>\n            <reportComponent>\n                <componentId>YHLkcYnFdKYhBcRqYiGvd4A0xLs=</componentId>\n                <componentType>liabilitiesSummary</componentType>\n                <validityDateTime>2022-08-10T23:51:19</validityDateTime>\n                <processingResult>success</processingResult>\n                <data xsi:type=\"ns3:LiabilitiesSummaryData\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n                    <checkResult>negativeInformationNotFounded</checkResult>\n                    <overdueLiabilitiesSummary>\n                        <creditorsCount>0</creditorsCount>\n                        <economicInformationsCount>0</economicInformationsCount>\n                        <liabilitiesCount>0</liabilitiesCount>\n                        <totalAmount>0</totalAmount>\n                        <totalOverdueAmount>0</totalOverdueAmount>\n                    </overdueLiabilitiesSummary>\n                    <fulfilledLiabilitiesSummary>\n                        <creditorsCount>0</creditorsCount>\n                        <economicInformationsCount>0</economicInformationsCount>\n                        <liabilitiesCount>0</liabilitiesCount>\n                        <totalAmount>0</totalAmount>\n                        <totalRepaidAmount>0</totalRepaidAmount>\n                    </fulfilledLiabilitiesSummary>\n                </data>\n            </reportComponent>\n        </components>\n    </success>\n</ns3:getReportResponse>\n"
        }
    },
    "bigInfoMonitor":{
        "personalReport":{
            "getReportResponse":{
                "success":{
                    "currentRequest":{
                        "client":{
                            "clientId":"1234554321",
                            "unitId":"1234554321"
                        },
                        "repeatedRequestMarker":"false",
                        "reportComposition":{
                            "product":"individual",
                            "components":{
                                "liabilitiesSummaries":{
                                    "summaryRequest":{
                                        "liabilitiesSource":"bigIm",
                                        "liabilitiesType":"overdue fulfilled",
                                        "debtorLegalForm":"naturalPerson"
                                    }
                                },
                                "imIndividualOverdueLiabilities":{
                                    "containRestricted":"false"
                                },
                                "imIndividualFulfilledLiabilities":{
                                    "containRestricted":"false"
                                }
                            },
                            "reportSubject":{
                                "splitName":{
                                    "forename":"KAMIL",
                                    "surname":"SKŁODOWSKI"
                                },
                                "identity":{
                                    "pesel":"96022604436"
                                }
                            },
                            "consentList":{
                                "consent":[
                                    "individualBigImAuthorisation",
                                    "bigImInquiriesAuthorisation",
                                    "individualBikAuthorisation",
                                    "individualZbpAuthorisation"
                                ]
                            }
                        }
                    },
                    "exchangeRateTable":{
                        "id":"154/A/NBP/2022",
                        "date":"2022-08-10"
                    },
                    "components":{
                        "reportComponent":[
                            {
                                "componentId":"nT7Leh/WLa7hUUOLzkc7r2fFaws=",
                                "componentType":"imIndividualOverdueLiabilities",
                                "validityDateTime":"2022-08-10T23:51:19.210",
                                "processingResult":"noDataFound"
                            },
                            {
                                "componentId":"Qs0wZiOcAO+wOG9aRPpxWQFAnaI=",
                                "componentType":"imIndividualFulfilledLiabilities",
                                "validityDateTime":"2022-08-10T23:51:19.210",
                                "processingResult":"noDataFound"
                            },
                            {
                                "componentId":"UPDOcLKnse+AABaiw35/h8GLBL4=",
                                "componentType":"imIndividualInquiries",
                                "validityDateTime":"2022-08-10T23:51:19.236",
                                "processingResult":"noDataFound"
                            },
                            {
                                "componentId":"YHLkcYnFdKYhBcRqYiGvd4A0xLs=",
                                "componentType":"liabilitiesSummary",
                                "validityDateTime":"2022-08-10T23:51:19",
                                "processingResult":"success",
                                "data":{
                                    "checkResult":"negativeInformationNotFounded",
                                    "overdueLiabilitiesSummary":{
                                        "creditorsCount":"0",
                                        "economicInformationsCount":"0",
                                        "liabilitiesCount":"0",
                                        "totalAmount":"0",
                                        "totalOverdueAmount":"0"
                                    },
                                    "fulfilledLiabilitiesSummary":{
                                        "creditorsCount":"0",
                                        "economicInformationsCount":"0",
                                        "liabilitiesCount":"0",
                                        "totalAmount":"0",
                                        "totalRepaidAmount":"0"
                                    }
                                }
                            }
                        ]
                    }
                }
            }
        }
    }
}