Personal Report

Input

{
    "pesel": "07061552938"
}

Response Content

Table: disclosureReport

Field	Type	Description
number	String	Disclosure report number
created	String	Date and time report was created
searchCriterion	Object	Object containing search criterion information
requester	Object	Object containing requester information
summary	Object	Object containing summary information
positiveInformationSummary	Object	Object containing positive information summary
report	Object	Object containing report information

Table: searchCriterion

Field	Type	Description
consumerIdentityNumber	Object	Object containing consumer identity number information
authorizationDate	String	Authorization date
authorizationDateSpecified	Boolean	Indicates if authorization date is specified
actAuthorizationDateSpecified	Boolean	Indicates if act authorization date is specified
searchType	String	Search type
searchCriterionType	String	Search criterion type

Table: consumerIdentityNumber

Field	Type	Description
pesel	String	Personal ID number

Table: requester

Field	Type	Description
legalPerson	Object	Object containing legal person information
loginFullName	String	Full name of the login user

Table: legalPerson

Field	Type	Description
name	String	Name of the legal person
identityNumber	Object	Object containing identity number information
seatAddress	Object	Object containing seat address information

Table: identityNumber

Field	Type	Description
taxId	String	Tax ID number of person

Table: seatAddress

Field	Type	Description
line	String[]	Address lines of the seat

Table: summary

Field	Type	Description
informationCount	Number	Total information count in the report
debtorsCount	Number	Total debtors count in the report
creditorsCount	Number	Total creditors count in the report
totalArrears	Object	Object containing total arrears information
oinformationCount	Number	Total overdue information count in the report
dinformationCount	Number	Total disputed information count in the report

Table: totalArrears

Field	Type	Description
amount	Number	Total amount of arrears
currency	String	Currency of the arrears amount

Table: positiveInformationSummary

Field	Type	Description
providersCount	Number	Total providers count in the report
paidObligationsCount	Number	Total paid obligations count in the report
averagePaidDebt	Number	Average paid debt in the report
averagePaymentTimeInDays	Number	Average payment time in days in the report
sumPaidDebt	Number	Total sum of paid debt in the report

Table: report

Field	Type	Description
obligationInformations	object	The object that contains information about the obligation informations.

Table: obligationInformations

Field	Type	Description
obligationInformation	array	The array of obligation information.

Table: obligationInformation

Field	Type	Description
debtor	object	The object that contains information about the debtor.
provider	object	The object that contains information about the provider.
title	string	The title of the obligation.
type	string	The type of the obligation.
customType	string	The custom type of the obligation.
paymentDate	string	The payment date of the obligation.
noObjections	boolean	The boolean value indicating whether there are any objections to the obligation.
callSent	string	The date when the call was sent regarding the obligation.
arrears	object	The object that contains information about the arrears.
category	number	The category of the obligation.

Table: identityNumber

Field	Type	Description
pesel	string	The Personal Identification Number (PESEL) of the consumer.

Table: address

Field	Type	Description
line	array	The array of strings that represents the consumer's address.

Table: consumer

Field	Type	Description
firstName	string	The first name of the consumer.
surname	string	The surname of the consumer.
identityNumber	object	The object that contains the consumer's identification number.
address	object	The object that contains the consumer's address.

Table: legalPerson

Field	Type	Description
name	string	The name of the legal person.
identityNumber	object	The object that contains the legal person's identification number.
seatAddress	object	The object that contains the legal person's seat address.

Table: provider

Field	Type	Description
legalPerson	object	The object that contains information about the legal person.
category	number	The category of the provider.

Table: arrears

Field	Type	Description
amount	number	The amount of arrears.
currency	string	The currency of the arrears.

Example response

{
  "krd" : {
    "personalReport" : {
      "disclosureReport" : {
        "number" : "U1/0000606643/2022",
        "created" : "2022-08-05T08:48:10.000+00:00",
        "searchCriterion" : {
          "consumerIdentityNumber" : {
            "pesel" : "98072831138"
          },
          "authorizationDate" : "2022-08-04T22:00:00.000+00:00",
          "authorizationDateSpecified" : true,
          "actAuthorizationDateSpecified" : false,
          "searchType" : "REGULAR_SEARCH",
          "searchCriterionType" : "PESEL"
        },
        "requester" : {
          "legalPerson" : {
            "name" : "Sample company sp. z o.o.",
            "identityNumber" : {
              "taxId" : "5252812929"
            },
            "seatAddress" : {
              "line" : [ "Rynek Nowego Miasta 9/9, Warszawa", "00-229 Warszawa", "PL" ]
            }
          },
          "loginFullName" : "Jan Kowalski"
        },
        "summary" : {
          "informationCount" : 1,
          "debtorsCount" : 1,
          "creditorsCount" : 1,
          "totalArrears" : {
            "amount" : 624.3,
            "currency" : "PLN"
          },
          "oinformationCount" : 1,
          "dinformationCount" : 0
        },
        "positiveInformationSummary" : {
          "providersCount" : 0,
          "paidObligationsCount" : 0,
          "averagePaidDebt" : 0,
          "averagePaymentTimeInDays" : 0,
          "sumPaidDebt" : 0
        },
        "report" : {
          "obligationInformations" : {
            "obligationInformation" : [ {
              "debtor" : {
                "consumer" : {
                  "firstName" : "Konstanty",
                  "surname" : "Makuszewski",
                  "identityNumber" : {
                    "pesel" : "98072831138"
                  },
                  "address" : {
                    "line" : [ "Kasztanowa 15A", "61-120 Poznań", "PL" ]
                  }
                }
              },
              "provider" : {
                "legalPerson" : {
                  "name" : "Sample company sp. z o.o.",
                  "identityNumber" : {
                    "taxId" : "5252812929"
                  },
                  "seatAddress" : {
                    "line" : [ "ul. Rynek Nowego Miasta 9/9, Warszawa", "00-229 Warszawa", "PL" ]
                  }
                },
                "category" : 0
              },
              "title" : "Pożyczka",
              "type" : "OTHER",
              "customType" : "Inne",
              "paymentDate" : "2017-12-31T23:00:00.000+00:00",
              "noObjections" : true,
              "callSent" : "2018-02-01T23:00:00.000+00:00",
              "arrears" : {
                "amount" : 624.3,
                "currency" : "PLN"
              },
              "category" : 0
            } ]
          }
        }
      }
    }
  },
  "rawResponses" : {
    "krd" : {
      "personalReport" : "<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><ns3:InformationDisclosureResponse xmlns=\"http://krd.pl/Authorization\" xmlns:ns6=\"http://krd.pl/Rastin/Fault\" xmlns:ns5=\"http://krd.pl/Rastin/Dto\" xmlns:ns7=\"http://krd.pl/Chase3.1/Fault\" xmlns:ns2=\"http://krd.pl/Authorization/Response\" xmlns:ns4=\"http://krd.pl/Faults\" xmlns:ns3=\"http://krd.pl/Chase3.1/Dto\"><ns3:DisclosureReport><ns3:Number>U1/0000606643/2022</ns3:Number><ns3:Created>2022-08-05T10:48:10+02:00</ns3:Created><ns3:SearchCriterion><ns3:ConsumerIdentityNumber><ns3:Pesel>98072831138</ns3:Pesel></ns3:ConsumerIdentityNumber><ns3:AuthorizationDate>2022-08-05T00:00:00+02:00</ns3:AuthorizationDate><ns3:AuthorizationDateSpecified>true</ns3:AuthorizationDateSpecified><ns3:ActAuthorizationDateSpecified>false</ns3:ActAuthorizationDateSpecified><ns3:SearchType>RegularSearch</ns3:SearchType><ns3:SearchCriterionType>Pesel</ns3:SearchCriterionType></ns3:SearchCriterion><ns3:Requester><ns3:LegalPerson><ns3:Name>Sample company sp. z o.o.</ns3:Name><ns3:IdentityNumber><ns3:TaxId>5252812929</ns3:TaxId></ns3:IdentityNumber><ns3:SeatAddress><ns3:Line>Rynek Nowego Miasta 9/9, Warszawa</ns3:Line><ns3:Line>00-229 Warszawa</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson><ns3:LoginFullName>Jan Kowalski</ns3:LoginFullName></ns3:Requester><ns3:Summary><ns3:InformationCount>1</ns3:InformationCount><ns3:OInformationCount>1</ns3:OInformationCount><ns3:DInformationCount>0</ns3:DInformationCount><ns3:DebtorsCount>1</ns3:DebtorsCount><ns3:CreditorsCount>1</ns3:CreditorsCount><ns3:TotalArrears><ns3:Amount>624.3</ns3:Amount><ns3:Currency>PLN</ns3:Currency></ns3:TotalArrears></ns3:Summary><ns3:PositiveInformationSummary><ns3:ProvidersCount>0</ns3:ProvidersCount><ns3:PaidObligationsCount>0</ns3:PaidObligationsCount><ns3:AveragePaidDebt>0</ns3:AveragePaidDebt><ns3:AveragePaymentTimeInDays>0</ns3:AveragePaymentTimeInDays><ns3:SumPaidDebt>0</ns3:SumPaidDebt></ns3:PositiveInformationSummary><ns3:Report><ns3:ObligationInformations><ns3:ObligationInformation category=\"0\"><ns3:Debtor><ns3:Consumer><ns3:FirstName>Konstanty</ns3:FirstName><ns3:Surname>Makuszewski</ns3:Surname><ns3:IdentityNumber><ns3:Pesel>98072831138</ns3:Pesel></ns3:IdentityNumber><ns3:Address><ns3:Line>Kasztanowa 15A</ns3:Line><ns3:Line>61-120 Poznań</ns3:Line><ns3:Line>PL</ns3:Line></ns3:Address></ns3:Consumer></ns3:Debtor><ns3:Provider category=\"0\"><ns3:LegalPerson><ns3:Name>Sample Company sp. z o.o.</ns3:Name><ns3:IdentityNumber><ns3:TaxId>5252812929</ns3:TaxId></ns3:IdentityNumber><ns3:SeatAddress><ns3:Line>ul. Rynek Nowego Miasta 9/9, Warszawa</ns3:Line><ns3:Line>00-229 Warszawa</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson></ns3:Provider><ns3:Title>Pożyczka</ns3:Title><ns3:Type>Other</ns3:Type><ns3:CustomType>Inne</ns3:CustomType><ns3:PaymentDate>2018-01-01T00:00:00+01:00</ns3:PaymentDate><ns3:NoObjections>true</ns3:NoObjections><ns3:CallSent>2018-02-02T00:00:00+01:00</ns3:CallSent><ns3:Arrears><ns3:Amount>624.3</ns3:Amount><ns3:Currency>PLN</ns3:Currency></ns3:Arrears></ns3:ObligationInformation></ns3:ObligationInformations></ns3:Report></ns3:DisclosureReport></ns3:InformationDisclosureResponse>"
    }
  }
}

Sandbox test input

pesel	unpaid liability	fulfillment of obligations
72071744411	false	false
46121539777	false	false
50062974274	false	false
88051989510	false	true
58120885605	false	true
89060540664	false	true
98072831138	true	false
55041138601	true	false
58091369755	true	false
45031290486	true	false
74082719244	true	false