# Personal Report

### Input

```json
{
    "pesel": "07061552938"
}
```

### Response Content

#### Table: disclosureReport

<table><thead><tr><th width="213.66666666666669">Field</th><th>Type</th><th>Description</th></tr></thead><tbody><tr><td>number</td><td>String</td><td>Disclosure report number</td></tr><tr><td>created</td><td>String</td><td>Date and time report was created</td></tr><tr><td><a href="#table-searchcriterion">searchCriterion</a></td><td>Object</td><td>Object containing search criterion information</td></tr><tr><td>requester</td><td>Object</td><td>Object containing requester information</td></tr><tr><td>summary</td><td>Object</td><td>Object containing summary information</td></tr><tr><td>positiveInformationSummary</td><td>Object</td><td>Object containing positive information summary</td></tr><tr><td>report</td><td>Object</td><td>Object containing report information</td></tr></tbody></table>

#### Table: searchCriterion

| Field                         | Type    | Description                                            |
| ----------------------------- | ------- | ------------------------------------------------------ |
| consumerIdentityNumber        | Object  | Object containing consumer identity number information |
| authorizationDate             | String  | Authorization date                                     |
| authorizationDateSpecified    | Boolean | Indicates if authorization date is specified           |
| actAuthorizationDateSpecified | Boolean | Indicates if act authorization date is specified       |
| searchType                    | String  | Search type                                            |
| searchCriterionType           | String  | Search criterion type                                  |

Table: consumerIdentityNumber

| Field | Type   | Description        |
| ----- | ------ | ------------------ |
| pesel | String | Personal ID number |

Table: requester

| Field         | Type   | Description                                |
| ------------- | ------ | ------------------------------------------ |
| legalPerson   | Object | Object containing legal person information |
| loginFullName | String | Full name of the login user                |

Table: legalPerson

| Field          | Type   | Description                                   |
| -------------- | ------ | --------------------------------------------- |
| name           | String | Name of the legal person                      |
| identityNumber | Object | Object containing identity number information |
| seatAddress    | Object | Object containing seat address information    |

Table: identityNumber

| Field | Type   | Description             |
| ----- | ------ | ----------------------- |
| taxId | String | Tax ID number of person |

Table: seatAddress

| Field | Type      | Description               |
| ----- | --------- | ------------------------- |
| line  | String\[] | Address lines of the seat |

Table: summary

| Field             | Type   | Description                                    |
| ----------------- | ------ | ---------------------------------------------- |
| informationCount  | Number | Total information count in the report          |
| debtorsCount      | Number | Total debtors count in the report              |
| creditorsCount    | Number | Total creditors count in the report            |
| totalArrears      | Object | Object containing total arrears information    |
| oinformationCount | Number | Total overdue information count in the report  |
| dinformationCount | Number | Total disputed information count in the report |

Table: totalArrears

| Field    | Type   | Description                    |
| -------- | ------ | ------------------------------ |
| amount   | Number | Total amount of arrears        |
| currency | String | Currency of the arrears amount |

Table: positiveInformationSummary

| Field                    | Type   | Description                                |
| ------------------------ | ------ | ------------------------------------------ |
| providersCount           | Number | Total providers count in the report        |
| paidObligationsCount     | Number | Total paid obligations count in the report |
| averagePaidDebt          | Number | Average paid debt in the report            |
| averagePaymentTimeInDays | Number | Average payment time in days in the report |
| sumPaidDebt              | Number | Total sum of paid debt in the report       |

Table: `report`

| Field                  | Type   | Description                                                             |
| ---------------------- | ------ | ----------------------------------------------------------------------- |
| obligationInformations | object | The object that contains information about the obligation informations. |

Table: `obligationInformations`

| Field                 | Type  | Description                          |
| --------------------- | ----- | ------------------------------------ |
| obligationInformation | array | The array of obligation information. |

Table: `obligationInformation`

| Field        | Type    | Description                                                                      |
| ------------ | ------- | -------------------------------------------------------------------------------- |
| debtor       | object  | The object that contains information about the debtor.                           |
| provider     | object  | The object that contains information about the provider.                         |
| title        | string  | The title of the obligation.                                                     |
| type         | string  | The type of the obligation.                                                      |
| customType   | string  | The custom type of the obligation.                                               |
| paymentDate  | string  | The payment date of the obligation.                                              |
| noObjections | boolean | The boolean value indicating whether there are any objections to the obligation. |
| callSent     | string  | The date when the call was sent regarding the obligation.                        |
| arrears      | object  | The object that contains information about the arrears.                          |
| category     | number  | The category of the obligation.                                                  |

Table: `identityNumber`

| Field | Type   | Description                                                 |
| ----- | ------ | ----------------------------------------------------------- |
| pesel | string | The Personal Identification Number (PESEL) of the consumer. |

Table: `address`

| Field | Type  | Description                                                  |
| ----- | ----- | ------------------------------------------------------------ |
| line  | array | The array of strings that represents the consumer's address. |

Table: `consumer`

| Field          | Type   | Description                                                    |
| -------------- | ------ | -------------------------------------------------------------- |
| firstName      | string | The first name of the consumer.                                |
| surname        | string | The surname of the consumer.                                   |
| identityNumber | object | The object that contains the consumer's identification number. |
| address        | object | The object that contains the consumer's address.               |

Table: `legalPerson`

| Field          | Type   | Description                                                        |
| -------------- | ------ | ------------------------------------------------------------------ |
| name           | string | The name of the legal person.                                      |
| identityNumber | object | The object that contains the legal person's identification number. |
| seatAddress    | object | The object that contains the legal person's seat address.          |

Table: `provider`

| Field       | Type   | Description                                                  |
| ----------- | ------ | ------------------------------------------------------------ |
| legalPerson | object | The object that contains information about the legal person. |
| category    | number | The category of the provider.                                |

Table: `arrears`

| Field    | Type   | Description                  |
| -------- | ------ | ---------------------------- |
| amount   | number | The amount of arrears.       |
| currency | string | The currency of the arrears. |

#### Example response

```json
{
  "krd" : {
    "personalReport" : {
      "disclosureReport" : {
        "number" : "U1/0000606643/2022",
        "created" : "2022-08-05T08:48:10.000+00:00",
        "searchCriterion" : {
          "consumerIdentityNumber" : {
            "pesel" : "98072831138"
          },
          "authorizationDate" : "2022-08-04T22:00:00.000+00:00",
          "authorizationDateSpecified" : true,
          "actAuthorizationDateSpecified" : false,
          "searchType" : "REGULAR_SEARCH",
          "searchCriterionType" : "PESEL"
        },
        "requester" : {
          "legalPerson" : {
            "name" : "Sample company sp. z o.o.",
            "identityNumber" : {
              "taxId" : "5252812929"
            },
            "seatAddress" : {
              "line" : [ "Rynek Nowego Miasta 9/9, Warszawa", "00-229 Warszawa", "PL" ]
            }
          },
          "loginFullName" : "Jan Kowalski"
        },
        "summary" : {
          "informationCount" : 1,
          "debtorsCount" : 1,
          "creditorsCount" : 1,
          "totalArrears" : {
            "amount" : 624.3,
            "currency" : "PLN"
          },
          "oinformationCount" : 1,
          "dinformationCount" : 0
        },
        "positiveInformationSummary" : {
          "providersCount" : 0,
          "paidObligationsCount" : 0,
          "averagePaidDebt" : 0,
          "averagePaymentTimeInDays" : 0,
          "sumPaidDebt" : 0
        },
        "report" : {
          "obligationInformations" : {
            "obligationInformation" : [ {
              "debtor" : {
                "consumer" : {
                  "firstName" : "Konstanty",
                  "surname" : "Makuszewski",
                  "identityNumber" : {
                    "pesel" : "98072831138"
                  },
                  "address" : {
                    "line" : [ "Kasztanowa 15A", "61-120 Poznań", "PL" ]
                  }
                }
              },
              "provider" : {
                "legalPerson" : {
                  "name" : "Sample company sp. z o.o.",
                  "identityNumber" : {
                    "taxId" : "5252812929"
                  },
                  "seatAddress" : {
                    "line" : [ "ul. Rynek Nowego Miasta 9/9, Warszawa", "00-229 Warszawa", "PL" ]
                  }
                },
                "category" : 0
              },
              "title" : "Pożyczka",
              "type" : "OTHER",
              "customType" : "Inne",
              "paymentDate" : "2017-12-31T23:00:00.000+00:00",
              "noObjections" : true,
              "callSent" : "2018-02-01T23:00:00.000+00:00",
              "arrears" : {
                "amount" : 624.3,
                "currency" : "PLN"
              },
              "category" : 0
            } ]
          }
        }
      }
    }
  },
  "rawResponses" : {
    "krd" : {
      "personalReport" : "<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><ns3:InformationDisclosureResponse xmlns=\"http://krd.pl/Authorization\" xmlns:ns6=\"http://krd.pl/Rastin/Fault\" xmlns:ns5=\"http://krd.pl/Rastin/Dto\" xmlns:ns7=\"http://krd.pl/Chase3.1/Fault\" xmlns:ns2=\"http://krd.pl/Authorization/Response\" xmlns:ns4=\"http://krd.pl/Faults\" xmlns:ns3=\"http://krd.pl/Chase3.1/Dto\"><ns3:DisclosureReport><ns3:Number>U1/0000606643/2022</ns3:Number><ns3:Created>2022-08-05T10:48:10+02:00</ns3:Created><ns3:SearchCriterion><ns3:ConsumerIdentityNumber><ns3:Pesel>98072831138</ns3:Pesel></ns3:ConsumerIdentityNumber><ns3:AuthorizationDate>2022-08-05T00:00:00+02:00</ns3:AuthorizationDate><ns3:AuthorizationDateSpecified>true</ns3:AuthorizationDateSpecified><ns3:ActAuthorizationDateSpecified>false</ns3:ActAuthorizationDateSpecified><ns3:SearchType>RegularSearch</ns3:SearchType><ns3:SearchCriterionType>Pesel</ns3:SearchCriterionType></ns3:SearchCriterion><ns3:Requester><ns3:LegalPerson><ns3:Name>Sample company sp. z o.o.</ns3:Name><ns3:IdentityNumber><ns3:TaxId>5252812929</ns3:TaxId></ns3:IdentityNumber><ns3:SeatAddress><ns3:Line>Rynek Nowego Miasta 9/9, Warszawa</ns3:Line><ns3:Line>00-229 Warszawa</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson><ns3:LoginFullName>Jan Kowalski</ns3:LoginFullName></ns3:Requester><ns3:Summary><ns3:InformationCount>1</ns3:InformationCount><ns3:OInformationCount>1</ns3:OInformationCount><ns3:DInformationCount>0</ns3:DInformationCount><ns3:DebtorsCount>1</ns3:DebtorsCount><ns3:CreditorsCount>1</ns3:CreditorsCount><ns3:TotalArrears><ns3:Amount>624.3</ns3:Amount><ns3:Currency>PLN</ns3:Currency></ns3:TotalArrears></ns3:Summary><ns3:PositiveInformationSummary><ns3:ProvidersCount>0</ns3:ProvidersCount><ns3:PaidObligationsCount>0</ns3:PaidObligationsCount><ns3:AveragePaidDebt>0</ns3:AveragePaidDebt><ns3:AveragePaymentTimeInDays>0</ns3:AveragePaymentTimeInDays><ns3:SumPaidDebt>0</ns3:SumPaidDebt></ns3:PositiveInformationSummary><ns3:Report><ns3:ObligationInformations><ns3:ObligationInformation category=\"0\"><ns3:Debtor><ns3:Consumer><ns3:FirstName>Konstanty</ns3:FirstName><ns3:Surname>Makuszewski</ns3:Surname><ns3:IdentityNumber><ns3:Pesel>98072831138</ns3:Pesel></ns3:IdentityNumber><ns3:Address><ns3:Line>Kasztanowa 15A</ns3:Line><ns3:Line>61-120 Poznań</ns3:Line><ns3:Line>PL</ns3:Line></ns3:Address></ns3:Consumer></ns3:Debtor><ns3:Provider category=\"0\"><ns3:LegalPerson><ns3:Name>Sample Company sp. z o.o.</ns3:Name><ns3:IdentityNumber><ns3:TaxId>5252812929</ns3:TaxId></ns3:IdentityNumber><ns3:SeatAddress><ns3:Line>ul. Rynek Nowego Miasta 9/9, Warszawa</ns3:Line><ns3:Line>00-229 Warszawa</ns3:Line><ns3:Line>PL</ns3:Line></ns3:SeatAddress></ns3:LegalPerson></ns3:Provider><ns3:Title>Pożyczka</ns3:Title><ns3:Type>Other</ns3:Type><ns3:CustomType>Inne</ns3:CustomType><ns3:PaymentDate>2018-01-01T00:00:00+01:00</ns3:PaymentDate><ns3:NoObjections>true</ns3:NoObjections><ns3:CallSent>2018-02-02T00:00:00+01:00</ns3:CallSent><ns3:Arrears><ns3:Amount>624.3</ns3:Amount><ns3:Currency>PLN</ns3:Currency></ns3:Arrears></ns3:ObligationInformation></ns3:ObligationInformations></ns3:Report></ns3:DisclosureReport></ns3:InformationDisclosureResponse>"
    }
  }
}
```

### Sandbox test input

| pesel       | unpaid liability | fulfillment of obligations |
| ----------- | ---------------- | -------------------------- |
| 72071744411 | false            | false                      |
| 46121539777 | false            | false                      |
| 50062974274 | false            | false                      |
| 88051989510 | false            | true                       |
| 58120885605 | false            | true                       |
| 89060540664 | false            | true                       |
| 98072831138 | true             | false                      |
| 55041138601 | true             | false                      |
| 58091369755 | true             | false                      |
| 45031290486 | true             | false                      |
| 74082719244 | true             | false                      |


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