# Profiling

### Response content

**dataNinja**

<table data-full-width="true"><thead><tr><th width="299">Attribute</th><th>Type</th><th>Description</th></tr></thead><tbody><tr><td><a href="#behaviouralprofiling"><code>behaviouralProfiling</code></a></td><td><code>object</code></td><td>Behavioural profiling result</td></tr></tbody></table>

#### behaviouralProfiling

<table><thead><tr><th width="301">Attribute</th><th>Type</th><th>Description</th></tr></thead><tbody><tr><td><a href="#clientprofile"><code>clientProfile</code></a></td><td><code>object</code></td><td>An object that contains various fields with information about the client's behavior and financial preferences.</td></tr><tr><td><a href="#skiptracing"><code>skipTracing</code></a></td><td><code>array of objects</code></td><td>An array of objects that contains information about transactions that have been flagged for further investigation.</td></tr><tr><td><a href="#geolocation"><code>geoLocation</code></a></td><td><code>array of objects</code></td><td>An array of objects that contains information about the geographic location of transactions.</td></tr><tr><td><code>subscriptions</code></td><td><code>object</code></td><td>An object that contains information about the client's subscriptions, such as the number of mobile phone plans.</td></tr><tr><td><a href="#incomeparties"><code>incomeParties</code></a></td><td><code>array of objects</code></td><td>An array of objects that contains information about parties from which the client receives income.</td></tr><tr><td><a href="#credit"><code>credit</code></a></td><td><code>object</code></td><td>An object that contains information about the client's credit history and loans.</td></tr><tr><td><a href="#incomeidentifications"><code>incomeIdentifications</code></a></td><td><code>object</code></td><td>An object that contains information about the client's incoming payments, such as the sum and frequency of payments.</td></tr></tbody></table>

#### **clientProfile**

| Attribute          | Type     | Description                                                     |
| ------------------ | -------- | --------------------------------------------------------------- |
| `fit`              | `bool`   | Indicates whether the client fits the target group              |
| `subscriptions`    | `int`    | Number of subscriptions the client has                          |
| `accomodationType` | `string` | Type of accommodation the client has                            |
| `insurance`        | `bool`   | Indicates whether the client has insurance                      |
| `car`              | `bool`   | Indicates whether the client owns a car                         |
| `kids`             | `bool`   | Indicates whether the client has kids                           |
| `goingAbroad`      | `bool`   | Indicates whether the client plans to go abroad                 |
| `isSaver`          | `bool`   | Indicates whether the client is a saver                         |
| `isGambler`        | `bool`   | Indicates whether the client is a gambler                       |
| `isBeingCollected` | `bool`   | Indicates whether the client is being collected                 |
| `isPartyMan`       | `bool`   | Indicates whether the client is a party man                     |
| `medicalExpenses`  | `bool`   | Indicates whether the client has medical expenses               |
| `whenSpendMoney`   | `string` | Indicates when the client spends money (e.g., end of the month) |

#### **skipTracing**

| Attribute         | Type     | Description                                   |
| ----------------- | -------- | --------------------------------------------- |
| `transactionDate` | `string` | Date of the transaction                       |
| `dataType`        | `string` | Type of the data being traced (e.g., address) |

#### **geoLocation**

| Attribute         | Type     | Description                                              |
| ----------------- | -------- | -------------------------------------------------------- |
| `transactionDate` | `string` | Date of the transaction                                  |
| `amount`          | `number` | Amount of money spent in the transaction                 |
| `currency`        | `string` | Currency in which the transaction was made               |
| `uid`             | `string` | Unique identifier for the transaction                    |
| `country`         | `string` | Country in which the transaction was made                |
| `city`            | `string` | City in which the transaction was made                   |
| `street`          | `string` | Street in which the transaction was made (if applicable) |

#### **incomeParties**

| Attribute         | Type     | Description                                     |
| ----------------- | -------- | ----------------------------------------------- |
| `transactionDate` | `string` | The date of the income transaction              |
| `amount`          | `number` | The amount of the income transaction            |
| `currency`        | `string` | The currency of the income transaction          |
| `uid`             | `string` | The unique identifier of the income transaction |

#### **credit**

<table><thead><tr><th width="252">Attribute</th><th>Type</th><th>Description</th></tr></thead><tbody><tr><td><code>bankLoanNotMortgage</code></td><td><code>string</code></td><td>The total amount of bank loan not mortgage</td></tr><tr><td><code>mortgage</code></td><td><code>string</code></td><td>The total amount of mortgage</td></tr><tr><td><code>nonBankingLoan</code></td><td><code>string</code></td><td>The total amount of non-banking loan</td></tr><tr><td><code>creditCard</code></td><td><code>string</code></td><td>The total amount of credit card</td></tr><tr><td><code>creditLists.applications</code></td><td><code>string</code></td><td>The list of credit applications</td></tr></tbody></table>

#### incomeIdentifications

| Attribute                                    | Type     | Description                                                  |
| -------------------------------------------- | -------- | ------------------------------------------------------------ |
| `reportCreationDate`                         | `string` | The date of the report creation                              |
| `lastPaymentDate`                            | `string` | The date of the last payment                                 |
| `firstPaymentDate`                           | `string` | The date of the first payment                                |
| `daysAgoLastPayment`                         | `number` | The number of days ago from the last payment                 |
| `numberOfIncomingPaymentsLast30Days`         | `number` | The number of incoming payments in the last 30 days          |
| `numberOfIncomingPayments30_60Days`          | `number` | The number of incoming payments between 30 and 60 days       |
| `numberOfIncomingPayments60_90Days`          | `number` | The number of incoming payments between 60 and 90 days       |
| `numberOfIncomingPayments90_120Days`         | `number` | The number of incoming payments between 90 and 120 days      |
| `numberOfIncomingPaymentsThisMonth`          | `number` | The number of incoming payments in this month                |
| `numberOfIncomingPaymentsThisMonth_1`        | `number` | The number of incoming payments in this month - 1            |
| `numberOfIncomingPaymentsThisMonth_2`        | `number` | The number of incoming payments in this month - 2            |
| `numberOfIncomingPaymentsThisMonth_3`        | `number` | The number of incoming payments in this month - 3            |
| `sumOfIncomingPaymentsLast30Days`            | `number` | The sum of incoming payments in the last 30 days             |
| `sumOfIncomingPaymentsLast30_60Days`         | `number` | The sum of incoming payments between 30 and 60 days          |
| `sumOfIncomingPaymentsLast60_90Days`         | `number` | The sum of incoming payments between 60 and 90 days          |
| `sumOfIncomingPaymentsLast90_120Days`        | `number` | The sum of incoming payments between 90 and 120 days         |
| `sumOfIncomingPaymentsThisMonth`             | `number` | The sum of incoming payments in this month                   |
| `sumOfIncomingPaymentsThisMonth_1`           | `number` | The sum of incoming payments in this month - 1               |
| `sumOfIncomingPaymentsThisMonth_2`           | `number` | The sum of incoming payments in this month - 2               |
| `sumOfIncomingPaymentsThisMonth_3`           | `number` | The sum of incoming payments in this month - 3               |
| `averageSumOfIncomingPaymentsLast30Days`     | `number` | The average sum of incoming payments in the last 30 days     |
| `averageSumOfIncomingPaymentsLast30_60Days`  | `number` | The average sum of incoming payments between 30 and 60 days  |
| `averageSumOfIncomingPaymentsLast60_90Days`  | `number` | The average sum of incoming payments between 60 and 90 days  |
| `averageSumOfIncomingPaymentsLast90_120Days` | `number` | The average sum of incoming payments between 90 and 120 days |

#### Example response

```json
{
    "dataNinja":{
        "behaviouralProfiling":{
            "clientProfile":{
                "fit":false,
                "subscriptions":0,
                "accomodationType":"rented_flat",
                "insurance":false,
                "car":false,
                "kids":false,
                "goingAbroad":false,
                "isSaver":false,
                "isGambler":false,
                "isBeingCollected":false,
                "isPartyMan":false,
                "medicalExpenses":false,
                "whenSpendMoney":"end of month"
            },
            "skipTracing":[
                {
                    "transactionDate":"0001-01-01",
                    "dataType":"account_data_address"
                }
            ],
            "geoLocation":[
                {
                    "transactionDate":"2020-01-01",
                    "amount":10.23,
                    "currency":"PLN",
                    "uid":"f8b1b059-c0de-4e3f-a75a-307be7e0df7d",
                    "country":"POLAND",
                    "city":"RZESZÓW",
                    "street":"TARGOWA 1"
                }
            ],
            "subscriptions":{
                "subscription":"2",
                "mobilePhoneSubscription":"0"
            },
            "incomeParties":[
                {
                    "transactionDate":"2022-05-28",
                    "amount":1439.0,
                    "currency":"PLN",
                    "uid":"f8b1b059-c0de-4e3f-a75a-307be7e0df7d"
                }
            ],
            "credit":{
                "bankLoanNotMortgage":"0",
                "mortgage":"0",
                "nonBankingLoan":"0",
                "creditCard":"0",
                "creditLists":{
                    "applications":null
                }
            },
            "incomeIdentifications":{
                "reportCreationDate":"2022-08-01",
                "lastPaymentDate":"2022-07-12",
                "firstPaymentDate":"2022-05-13",
                "daysAgoLastPayment":20.0,
                "numberOfIncomingPaymentsLast30Days":4,
                "numberOfIncomingPayments30_60Days":2,
                "numberOfIncomingPayments60_90Days":8,
                "numberOfIncomingPayments90_120Days":0,
                "numberOfIncomingPaymentsThisMonth":0,
                "numberOfIncomingPaymentsThisMonth_1":4,
                "numberOfIncomingPaymentsThisMonth_2":3,
                "numberOfIncomingPaymentsThisMonth_3":7,
                "sumOfIncomingPaymentsLast30Days":14900.0,
                "sumOfIncomingPaymentsLast30_60Days":2878.0,
                "sumOfIncomingPaymentsLast60_90Days":36936.0,
                "sumOfIncomingPaymentsLast90_120Days":0.0,
                "sumOfIncomingPaymentsThisMonth":0.0,
                "sumOfIncomingPaymentsThisMonth_1":14900.0,
                "sumOfIncomingPaymentsThisMonth_2":4317.0,
                "sumOfIncomingPaymentsThisMonth_3":35497.0,
                "averageSumOfIncomingPaymentsLast30Days":3725.0,
                "averageSumOfIncomingPaymentsLast30_60Days":1439.0,
                "averageSumOfIncomingPaymentsLast60_90Days":4617.0,
                "averageSumOfIncomingPaymentsLast90_120Days":0.0,
                "averageSumOfIncomingPaymentsThisMonth":0.0,
                "averageSumOfIncomingPaymentsThisMonth_1":3725.0,
                "averageSumOfIncomingPaymentsThisMonth_2":1439.0,
                "averageSumOfIncomingPaymentsThisMonth_3":5071.0
            }
        }
    }
}
```


---

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