Data Ninja provides transactions labeling, credit scoring and behavioural profile
Data Ninja integration requires input data in the form of a bank's list transactions (data from AIS/PSD2) which is then analyzed by a data categorization engine. This data is later used to fuel the credit scoring model. A credit score is a numerical value that evaluates the financial well-being of your customer. Based on that, you can decide whether to, for example, grant a loan or at which rate. The average time of AIS/PSD2 data analysis by the engine is 1240 ms
This application contains scoring, behavioural profiling and labeling modules.
For the correct operation of the every Data Ninja module , you will need an enabled and configured TransactionLink AIS
By using these modules, you can get the following information:
Data categorization
Behavioural profile of the customer
Income identification
Identification of liabilities
Identification of identity
Analysis of purchases from the competition
Subscription list
Geolocation of the purchases
