# Plus Sco Plus CR3 Report

### Input

```json
{
  "nip": "5224158027",
  "regon": "514964361",
  "companyName": "Esio-Corp Bis",
  "idDocumentSeriesAndNumber":"ABC123456"
}
```

### Response content

**bigInfoMonitor**

| Attribute            | Type   | Description                   |
| -------------------- | ------ | ----------------------------- |
| plusScoPlusCR3Report | Object | PlusScoPlusCR3 report details |

**plusScoPlusCR3Report**

| Attribute         | Type   | Description                 |
| ----------------- | ------ | --------------------------- |
| getReportResponse | Object | Get report response details |

**getReportResponse**

| Attribute | Type   | Description              |
| --------- | ------ | ------------------------ |
| success   | Object | Success response details |

**success**

| Attribute         | Type   | Description                     |
| ----------------- | ------ | ------------------------------- |
| currentRequest    | Object | Current request details         |
| exchangeRateTable | Object | Exchange rate table information |
| components        | Object | Components within the report    |

**currentRequest**

| Attribute             | Type   | Description                 |
| --------------------- | ------ | --------------------------- |
| client                | Object | Client information          |
| repeatedRequestMarker | String | Marker for repeated request |
| reportComposition     | Object | Report composition details  |

**client**

| Attribute | Type   | Description |
| --------- | ------ | ----------- |
| clientId  | String | Client ID   |
| unitId    | String | Unit ID     |

**reportComposition**

| Attribute     | Type   | Description                  |
| ------------- | ------ | ---------------------------- |
| product       | String | Product information          |
| components    | Object | Components within the report |
| reportSubject | Object | Report subject information   |
| consentList   | Object | List of consents             |

**components**

| Attribute       | Type  | Description                 |
| --------------- | ----- | --------------------------- |
| reportComponent | Array | Report component collection |

**reportComponent**

| Attribute        | Type   | Description            |
| ---------------- | ------ | ---------------------- |
| componentId      | String | Component ID           |
| componentType    | String | Component type         |
| validityDateTime | String | Validity date and time |
| processingResult | String | Processing result      |
| data             | Object | Component data         |

**data**

| Attribute             | Type   | Description             |
| --------------------- | ------ | ----------------------- |
| liabilitiesByCreditor | Object | Liabilities by creditor |

**liabilitiesByCreditor**

| Attribute           | Type   | Description          |
| ------------------- | ------ | -------------------- |
| creditor            | Object | Creditor information |
| positiveInformation | Object | Positive information |

**creditor**

| Attribute      | Type   | Description        |
| -------------- | ------ | ------------------ |
| entity         | Object | Entity information |
| industrySector | String | Industry sector    |

**entity**

| Attribute     | Type   | Description    |
| ------------- | ------ | -------------- |
| fullName      | String | Full name      |
| nip           | String | NIP number     |
| officeAddress | Object | Office address |

**officeAddress**

| Attribute        | Type   | Description        |
| ---------------- | ------ | ------------------ |
| country          | String | Country code       |
| postcode         | String | Postcode           |
| city             | String | City               |
| street           | String | Street             |
| houselocalNumber | String | House/local number |

**positiveInformation**

| Attribute                | Type   | Description                |
| ------------------------ | ------ | -------------------------- |
| id                       | Array  | ID array                   |
| providerRestrictedMarker | String | Provider restricted marker |
| debtor                   | Object | Debtor information         |
| liability                | Object | Liability details          |
| validityDateTime         | String | Validity date and time     |
| transferedMarker         | String | Transfered marker          |
| takedOverMarker          | String | Taked over marker          |

**debtor**

| Attribute | Type   | Description        |
| --------- | ------ | ------------------ |
| splitName | Object | Split name details |
| identity  | Object | Identity details   |

**splitName**

| Attribute | Type   | Description |
| --------- | ------ | ----------- |
| forename  | String | Forename    |
| surname   | String | Surname     |

**identity**

| Attribute | Type   | Description      |
| --------- | ------ | ---------------- |
| pesel     | String | PESEL number     |
| document  | Object | Document details |

**document**

| Attribute | Type   | Description   |
| --------- | ------ | ------------- |
| id        | String | Document ID   |
| type      | String | Document type |

**exchangeRateTable**

| Attribute | Type   | Description              |
| --------- | ------ | ------------------------ |
| id        | String | Exchange rate table ID   |
| date      | String | Exchange rate table date |

**reportSubject**

| Attribute | Type   | Description        |
| --------- | ------ | ------------------ |
| splitName | Object | Split name details |
| identity  | Object | Identity details   |

**splitName**

| Attribute | Type   | Description |
| --------- | ------ | ----------- |
| forename  | String | Forename    |
| surname   | String | Surname     |

**identity**

| Attribute | Type   | Description      |
| --------- | ------ | ---------------- |
| pesel     | String | PESEL number     |
| document  | Object | Document details |

**document**

| Attribute | Type   | Description   |
| --------- | ------ | ------------- |
| id        | String | Document ID   |
| type      | String | Document type |

**consentList**

| Attribute | Type  | Description      |
| --------- | ----- | ---------------- |
| consent   | Array | List of consents |

### BIG Info Monitor Plus Sco Plus CR3 Report output example

```json
{
    "rawResponses": {
        "bigInfoMonitor": {
            "plusScoPlusCR3Report": "<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><ns3:getReportResponse xmlns:ns2=\"http://api.big.pl/iasWrapper/reports/v1\" xmlns:ns3=\"http://api.big.pl/bimoR/v1\"><success><currentRequest><client><clientId>0000000000</clientId><unitId>0000000000</unitId></client><repeatedRequestMarker>false</repeatedRequestMarker><reportComposition xsi:type=\"ns3:FinancialReportComposition\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\"><product>individualPlusScoPlusCR3</product><components select=\"default\"><liabilitiesSummaries><summaryRequest><liabilitiesSource>bigIm</liabilitiesSource><liabilitiesType>overdue fulfilled</liabilitiesType><debtorLegalForm>naturalPerson</debtorLegalForm></summaryRequest></liabilitiesSummaries><imIndividualOverdueLiabilities><containRestricted>false</containRestricted></imIndividualOverdueLiabilities><imIndividualFulfilledLiabilities><containRestricted>false</containRestricted></imIndividualFulfilledLiabilities><bikIndividualOverdueLiabilities></bikIndividualOverdueLiabilities><bikIndividualAccountsSummary><liabilitiesType>overdue fulfilled</liabilitiesType></bikIndividualAccountsSummary><bikPaymentStatusVector></bikPaymentStatusVector><bikCreditRisk3></bikCreditRisk3><zbpUnreliableIndividuals></zbpUnreliableIndividuals></components></reportComposition></currentRequest><exchangeRateTable><id>158/A/NBP/2023</id><date>2023-08-17</date></exchangeRateTable><components><reportComponent><componentId>b6p0Zcu310PO12DxMD91ZKTUThI=</componentId><componentType>imIndividualOverdueLiabilities</componentType><validityDateTime>2023-08-17T13:36:56.544</validityDateTime><processingResult>noDataFound</processingResult></reportComponent><reportComponent><componentId>TD0zMb4k10ZXGcbruOBz5CdBoe4=</componentId><componentType>imIndividualFulfilledLiabilities</componentType><validityDateTime>2023-08-17T13:36:56.547</validityDateTime><processingResult>success</processingResult><data xsi:type=\"ns3:ImIndividualFulfilledLiabilitiesData\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\"><liabilitiesByCreditor><creditor><entity xsi:type=\"ns5:LegalPerson\" xmlns:ns5=\"http://api.big.pl/bimo/v1\"><fullName>SAMPLE COMPANY SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ</fullName><nip>7494464344</nip><officeAddress xsi:type=\"ns5:SplitAddress\"><country>POL</country><postcode>11-192</postcode><city>WARSZAWA</city><street>MAZOWIECKA</street><houselocalNumber>1</houselocalNumber></officeAddress></entity><industrySector>financial</industrySector></creditor><positiveInformation><id idType=\"internalId\">6715813024610155971253</id><id idType=\"externalId\">97626786001_1</id><blockade status=\"false\"></blockade><providerRestrictedMarker>false</providerRestrictedMarker><debtor xsi:type=\"ns5:NaturalPerson\" xmlns:ns5=\"http://api.big.pl/bimo/v1\"><splitName><forename>JAN</forename><surname>KOWALSKI</surname></splitName><identity><pesel>73020610452</pesel><document><id>AMP207170</id><type>idCard</type></document></identity></debtor><liability><id idType=\"internalId\">251892467</id><id idType=\"externalId\">97626786001_1</id><currency>PLN</currency><type>unknown</type><amount>100.00</amount><dueDate>2023-09-19</dueDate><repaidAmount>100.00</repaidAmount><repaymantDate>2023-07-21</repaymantDate></liability><validityDateTime>2023-08-17T13:36:56</validityDateTime><bigImBlockade status=\"false\"></bigImBlockade><peselBlockade status=\"false\"></peselBlockade><transferedMarker>false</transferedMarker><takedOverMarker>false</takedOverMarker></positiveInformation></liabilitiesByCreditor></data></reportComponent><reportComponent><componentId>ryliiXwXSAhuSW6avEl5fL+CeUQ=</componentId><componentType>zbpUnreliableIndividuals</componentType><validityDateTime>2023-08-17T13:36:56.548</validityDateTime><processingResult>success</processingResult><data xsi:type=\"ns3:ZbpUnreliableIndividualsData\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\"><checkResult>noDataFound</checkResult></data></reportComponent><reportComponent><componentId>78b06de2d2bf4431a50f6ee9bc065d38</componentId><componentType>bikIndividualOverdueLiabilities</componentType><validityDateTime>2023-08-17T13:36:57.043</validityDateTime><processingResult>noDataFound</processingResult></reportComponent><reportComponent><componentId>d71dd8da79054b4d9669f06d5e5eff91</componentId><componentType>bikIndividualAccountsSummary</componentType><validityDateTime>2023-08-17T13:36:57.044</validityDateTime><processingResult>noDataFound</processingResult></reportComponent><reportComponent><componentId>845ded783b0f4abc9f5ba5505bad24c5</componentId><componentType>bikPaymentStatusVector</componentType><validityDateTime>2023-08-17T13:36:57.044</validityDateTime><processingResult>noDataFound</processingResult></reportComponent><reportComponent><componentId>b3287f5a037d463f81128d2c4f6f27bb</componentId><componentType>bikCreditRisk3</componentType><validityDateTime>2023-08-17T13:36:57.044</validityDateTime><processingResult>success</processingResult><data xsi:type=\"ns3:ScoreData\" externalResponseId=\"246017400013146512867896\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\"><scoreResult><creditRisk3>lackOfInfo</creditRisk3></scoreResult><calculationResultMessage>BRAK W BAZIE BIK INFORMACJI O RACHUNKACH KLIENTA _0Q_</calculationResultMessage></data></reportComponent><reportComponent><componentId>zx9z0qDmlfgiQoFcFaL8CA5wSjw=</componentId><componentType>liabilitiesSummary</componentType><validityDateTime>2023-08-17T13:36:57</validityDateTime><processingResult>success</processingResult><data xsi:type=\"ns3:LiabilitiesSummaryData\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\"><checkResult>negativeInformationNotFounded</checkResult><overdueLiabilitiesSummary><creditorsCount>0</creditorsCount><economicInformationsCount>0</economicInformationsCount><liabilitiesCount>0</liabilitiesCount><totalAmount>0</totalAmount><totalOverdueAmount>0</totalOverdueAmount></overdueLiabilitiesSummary><fulfilledLiabilitiesSummary><creditorsCount>1</creditorsCount><economicInformationsCount>1</economicInformationsCount><liabilitiesCount>1</liabilitiesCount><totalAmount>100</totalAmount><totalRepaidAmount>100</totalRepaidAmount></fulfilledLiabilitiesSummary></data></reportComponent></components></success></ns3:getReportResponse>"
        }
    },
    "bigInfoMonitor": {
        "plusScoPlusCR3Report": {
            "getReportResponse": {
                "success": {
                    "currentRequest": {
                        "client": {
                            "clientId": "0000000000",
                            "unitId": "0000000000"
                        },
                        "repeatedRequestMarker": "false",
                        "reportComposition": {
                            "product": "individualPlusScoPlusCR3",
                            "components": {
                                "liabilitiesSummaries": {
                                    "summaryRequest": {
                                        "liabilitiesSource": "bigIm",
                                        "liabilitiesType": "overdue fulfilled",
                                        "debtorLegalForm": "naturalPerson"
                                    }
                                },
                                "imIndividualOverdueLiabilities": {
                                    "containRestricted": "false"
                                },
                                "imIndividualFulfilledLiabilities": {
                                    "containRestricted": "false"
                                },
                                "bikIndividualAccountsSummary": {
                                    "liabilitiesType": "overdue fulfilled"
                                }
                            },
                            "reportSubject": {
                                "splitName": {
                                    "forename": "JAN",
                                    "surname": "KOWALSKI"
                                },
                                "identity": {
                                    "pesel": "73020610452",
                                    "document": {
                                        "id": "AMP207170",
                                        "type": "idCard"
                                    }
                                }
                            },
                            "consentList": {
                                "consent": [
                                    "individualBigImAuthorisation",
                                    "bigImInquiriesAuthorisation",
                                    "individualBikAuthorisation",
                                    "individualZbpAuthorisation"
                                ]
                            }
                        }
                    },
                    "exchangeRateTable": {
                        "id": "158/A/NBP/2023",
                        "date": "2023-08-17"
                    },
                    "components": {
                        "reportComponent": [
                            {
                                "componentId": "b6p0Zcu310PO12DxMD91ZKTUThI=",
                                "componentType": "imIndividualOverdueLiabilities",
                                "validityDateTime": "2023-08-17T13:36:56.544",
                                "processingResult": "noDataFound"
                            },
                            {
                                "componentId": "TD0zMb4k10ZXGcbruOBz5CdBoe4=",
                                "componentType": "imIndividualFulfilledLiabilities",
                                "validityDateTime": "2023-08-17T13:36:56.547",
                                "processingResult": "success",
                                "data": {
                                    "liabilitiesByCreditor": {
                                        "creditor": {
                                            "entity": {
                                                "fullName": "SAMPLE COMPANY SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ",
                                                "nip": "7494464344",
                                                "officeAddress": {
                                                    "country": "POL",
                                                    "postcode": "11-192",
                                                    "city": "WARSZAWA",
                                                    "street": "MAZOWIECKA",
                                                    "houselocalNumber": "1"
                                                }
                                            },
                                            "industrySector": "financial"
                                        },
                                        "positiveInformation": {
                                            "id": [
                                                "6715813024610155971253",
                                                "97626786001_1"
                                            ],
                                            "providerRestrictedMarker": "false",
                                            "debtor": {
                                                "splitName": {
                                                    "forename": "JAN",
                                                    "surname": "KOWALSKI"
                                                },
                                                "identity": {
                                                    "pesel": "73020610452",
                                                    "document": {
                                                        "id": "AMP207170",
                                                        "type": "idCard"
                                                    }
                                                }
                                            },
                                            "liability": {
                                                "id": [
                                                    "251892467",
                                                    "97626786001_1"
                                                ],
                                                "currency": "PLN",
                                                "type": "unknown",
                                                "amount": "100.00",
                                                "dueDate": "2023-09-19",
                                                "repaidAmount": "100.00",
                                                "repaymantDate": "2023-07-21"
                                            },
                                            "validityDateTime": "2023-08-17T13:36:56",
                                            "transferedMarker": "false",
                                            "takedOverMarker": "false"
                                        }
                                    }
                                }
                            },
                            {
                                "componentId": "ryliiXwXSAhuSW6avEl5fL+CeUQ=",
                                "componentType": "zbpUnreliableIndividuals",
                                "validityDateTime": "2023-08-17T13:36:56.548",
                                "processingResult": "success",
                                "data": {
                                    "checkResult": "noDataFound"
                                }
                            },
                            {
                                "componentId": "78b06de2d2bf4431a50f6ee9bc065d38",
                                "componentType": "bikIndividualOverdueLiabilities",
                                "validityDateTime": "2023-08-17T13:36:57.043",
                                "processingResult": "noDataFound"
                            },
                            {
                                "componentId": "d71dd8da79054b4d9669f06d5e5eff91",
                                "componentType": "bikIndividualAccountsSummary",
                                "validityDateTime": "2023-08-17T13:36:57.044",
                                "processingResult": "noDataFound"
                            },
                            {
                                {
                                    "componentId": "845ded783b0f4abc9f5ba5505bad24c5",
                                    "componentType": "bikPaymentStatusVector",
                                    "validityDateTime": "2023-08-17T13:36:57.044",
                                    "processingResult": "noDataFound"
                                },
                                {
                                    "componentId": "b3287f5a037d463f81128d2c4f6f27bb",
                                    "componentType": "bikCreditRisk3",
                                    "validityDateTime": "2023-08-17T13:36:57.044",
                                    "processingResult": "success",
                                    "data": {
                                        "scoreResult": {
                                            "creditRisk3": "lackOfInfo"
                                        },
                                        "calculationResultMessage": "BRAK W BAZIE BIK INFORMACJI O RACHUNKACH KLIENTA _0Q_"
                                    }
                                },
                                {
                                    "componentId": "zx9z0qDmlfgiQoFcFaL8CA5wSjw=",
                                    "componentType": "liabilitiesSummary",
                                    "validityDateTime": "2023-08-17T13:36:57",
                                    "processingResult": "success",
                                    "data": {
                                        "checkResult": "negativeInformationNotFounded",
                                        "overdueLiabilitiesSummary": {
                                            "creditorsCount": "0",
                                            "economicInformationsCount": "0",
                                            "liabilitiesCount": "0",
                                            "totalAmount": "0",
                                            "totalOverdueAmount": "0"
                                        },
                                        "fulfilledLiabilitiesSummary": {
                                            "creditorsCount": "1",
                                            "economicInformationsCount": "1",
                                            "liabilitiesCount": "1",
                                            "totalAmount": "100",
                                            "totalRepaidAmount": "100"
                                        }
                                    }
                                }
                            ]
                        }
                    }
                }
            }
        }
    }
```


---

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